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CLI - NFCU

Valued Contributor

Re: CLI - NFCU

Navy does not do experian. I recommended you pull equifax and see the damage lol. They pull equifax for credit card accounts and occasionally transunion for other types of loans
NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 21 of 23
Valued Member

Re: CLI - NFCU


rootpooty wrote:
Navy does not do experian. I recommended you pull equifax and see the damage lol. They pull equifax for credit card accounts and occasionally transunion for other types of loans

+1 on that. I've applied for a membership (HP on TU and EQ), refinanced my car, applied for a joint card, as well as individual cards, and OLC...all pull on TU and EQ, no EX.

 

So, always good to check EQ and TU before apping with them. Thankfully, those are my two best reports : ).

 

On a side note, I thought we'd get approved for me on the credit cards. We got approved for $7k (joint card), with 80k in income, and my wifes scores are about 710-715 and mine (TU and EQ) are about 679, respectively. Of course, not a "bad" line, but we also have a BoA with $9,800 limit, so thought it would've been say in the $10 - $15k range. Oh well. We still plan on buying a house, et al. with them so all things considered can't really complain at all with them  Smiley Happy

Message 22 of 23
Established Contributor

Re: CLI - NFCU

I signed up for membership a couple of days ago and immediately app'd for the signature visa and there were 2 hard pulls on TU from NFCU and NFCCredit. Approved for signature visa with CL of $16000.


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Message 23 of 23