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Valued Contributor
mjbfan79
Posts: 1,998
Registered: ‎03-31-2008
0

CLI Question?

Is it better to request a CLI from a live person or is it better to hit the luv buttons on banks website or on the phone. which one has better results?

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


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Moderator Emeritus
cheddar
Posts: 6,794
Registered: ‎09-29-2007
0

Re: CLI Question?



mjbfan79 wrote:
Is it better to request a CLI from a live person or is it better to hit the luv buttons on banks website or on the phone. which one has better results?


If you are a good schmoozer, talking to a person is often more likely to be successful.  This is one of the reasons the Backdoor Numbers thread exists, even for those cards that have a luv button.

 
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App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. :smileysurprised: )
Valued Contributor
mjbfan79
Posts: 1,998
Registered: ‎03-31-2008
0

Re: CLI Question?



cheddar wrote:


mjbfan79 wrote:
Is it better to request a CLI from a live person or is it better to hit the luv buttons on banks website or on the phone. which one has better results?


If you are a good schmoozer, talking to a person is often more likely to be successful.  This is one of the reasons the Backdoor Numbers thread exists, even for those cards that have a luv button.

 


Thx...

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


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