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CLI Question?

Valued Contributor

CLI Question?

Is it better to request a CLI from a live person or is it better to hit the luv buttons on banks website or on the phone. which one has better results?

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
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2 REPLIES
Moderator Emeritus

Re: CLI Question?



mjbfan79 wrote:
Is it better to request a CLI from a live person or is it better to hit the luv buttons on banks website or on the phone. which one has better results?


If you are a good schmoozer, talking to a person is often more likely to be successful.  This is one of the reasons the Backdoor Numbers thread exists, even for those cards that have a luv button.

 
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App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. Smiley Surprised )
Message 2 of 3
Valued Contributor

Re: CLI Question?



cheddar wrote:


mjbfan79 wrote:
Is it better to request a CLI from a live person or is it better to hit the luv buttons on banks website or on the phone. which one has better results?


If you are a good schmoozer, talking to a person is often more likely to be successful.  This is one of the reasons the Backdoor Numbers thread exists, even for those cards that have a luv button.

 


Thx...

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
Message 3 of 3