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A few questions.
I was recently approved for both Discover IT and a BankAmericard Cash Rewards Visa.
I wanted to know:
Thanks all!
Discover after 3 months. Try SP first with CS. If no go then they want HP.
BofA HP mostly but you can request whenever or for sure every 6 months.
I talked to customer support for my D and they told me I can request CLI as soon as 61st day and I did request my CLI after about 65 days and was approved but with a HP.
BofA...I need to figure that out as well
Is Discover it 3 months to the day? Or just anytime after 3 months? And also is it 3 months from the day the letter is dated or from the day you get the email? For instance, I just got the card in the email today and it's dated Dec 1, but I got theemail on Dec 4.
@uswala wrote:I talked to customer support for my D and they told me I can request CLI as soon as 61st day and I did request my CLI after about 65 days and was approved but with a HP.
BofA...I need to figure that out as well
I did not know about 61st day thing with Discover. I know about AmEx 61 day. When I called Discover CS back in November I was told it's 3 months since the date when it was opened (approved) before they can even submit the application into system.
@Platinum wrote:
@uswala wrote:I talked to customer support for my D and they told me I can request CLI as soon as 61st day and I did request my CLI after about 65 days and was approved but with a HP.
BofA...I need to figure that out as well
I did not know about 61st day thing with Discover. I know about AmEx 61 day. When I called Discover CS back in November I was told it's 3 months since the date when it was opened (approved) before they can even submit the application into system.
Oh! Ya I am sorry. I do not know why I kept on remembering 61 days! I did mention same thing in another thread. Thats too bad of me.
I went back and checked my statements and it is indeed 91 days.