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Valued Member
jon17brown
Posts: 72
Registered: ‎04-01-2012

CLI advice

Quick question. Is it better to ask for a CLI with low utilization or high utilization on that particular card?
Contributor
patsfan1453
Posts: 180
Registered: ‎11-04-2012

Re: CLI advice

It seems as though people get clis on cards with all kinds of util, but the general consensus seems to be the most effective way to get a larger increase is to make heavy use of the card and pay in full every month.

USAA Wounded Warrior Mastercard 4k || Citi TYP 3.5k|| Citi Forward 3k ||Citi HHonors 2k || Citi Simplicity 1k || Discover It 2k || Chase Freedom 500 || Amex Green ||Amex BCE 1k ||Paypal Extras 1.5 || Amazon Store Card 1.9k || Walmart 1k || Cap1 750
Total CLs: 22,150
Valued Contributor
nicholasyud
Posts: 1,589
Registered: ‎08-13-2012

Re: CLI advice


jon17brown wrote:
Quick question. Is it better to ask for a CLI with low utilization or high utilization on that particular card?

Low Utili of course play 9% rules then your change get approved should be higher.

I see many ppl get denied with high Utili higher like 30% to 70%

  • Charge everything on that card
  • Dont get them closed to 60 %
  • Paid them and leave small balance 5 to 7 days before you ask for CLI.
  • Good Luck.

 


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