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CLI and Car Loan Review!!

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KBreininger05
Established Member

CLI and Car Loan Review!!

Submitted a CLI request to my credit union that holds my Visa,I am pre-approved for $2,000 limit (up from $500) PLUS they are going to review my car loan with Wells Fargo Dealer Services, they think they can save me some money! Smiley Very Happy Double woohoo!


Starting Score: 580
Current Score: 620
Goal Score: 680


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Message 1 of 6
5 REPLIES 5
Creditaddict
Legendary Contributor

Re: CLI and Car Loan Review!!

SWEET, congrats!

Message 2 of 6
KBreininger05
Established Member

Re: CLI and Car Loan Review!!

*update:

 

Pre-approval requirement - I had to submit proof of income. (piece of cake)


Starting Score: 580
Current Score: 620
Goal Score: 680


Take the myFICO Fitness Challenge
Message 3 of 6
KBreininger05
Established Member

Re: CLI and Car Loan Review!!

Thanks!  In the matter of a month I went from $1800 limit across 4 cards to $4800 limit!  MUCH needed to help my utilization.  It's hard to keep a card under 10% when the lmit is $500.


Starting Score: 580
Current Score: 620
Goal Score: 680


Take the myFICO Fitness Challenge
Message 4 of 6
john398
Senior Contributor

Re: CLI and Car Loan Review!!


@KBreininger05 wrote:

*update:

 

Pre-approval requirement - I had to submit proof of income. (piece of cake)


congrats, I also refinanced my auto loan from WDS and was able to get a 1.99% loan from PenFed, its a lot better than what I was paying WDS

Message 5 of 6
KBreininger05
Established Member

Re: CLI and Car Loan Review!!

Oh wow!  That is awesome.

 

I currently have 13.25% with WDS so anything lower would be a huge help!  Every penny counts and less monthly payments = more available towards my mortgage payment Smiley Very Happy


Starting Score: 580
Current Score: 620
Goal Score: 680


Take the myFICO Fitness Challenge
Message 6 of 6
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