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Hello myFico Family, i have a question if it would be okay for me to do 2 credit limit increases and an app for a new CC in one day be ok?
I just recently took an inquiry when i bought my dad a truck this month and a few last year for my car back in August and also a Chase Freedom in Oct of last year and BoA card of last April.
I will be paying all cards off and leaving one with under 10% utilization before i app, but i usually let the balance run through then payoff right away after it posts. I've never had a late payment, or any baddies on my report.
What would you guys suggest? App for them seperately or all in one go?
Also my Chase Freedom is at 7k, it got an auto cli from 3k to 7k after 3 months, will be 6 months this April. My BoA is at 3k,.
How much should i ask for?
Thank you in advance for all the replies/help.
New apps take precedence over CLIs. Same day is fine.
Apply for the card online and recon if not instantly approved. Then do the CLIs online (if possible) and recon those, if needed.
Good luck!