Credit Cards Center Credit cards from our partners
Regular Contributor
Posts: 113
Registered: ‎10-07-2008

CLI at activation?

Last week I was approved for a $500 CL Capital One card.  I was wondering what are the odds that I could get a CLI at activation?  Since I got the card, two of my scores have jumped (TU from 642--> 655 and EQ from 632 --> 663)  just from paying off one of my cards that had a balance on it.  I've read a little about Capital One not really being ones to offer this, but figured I'd ask and see what the experts thought. 


I figure it wouldn't hurt to try, but what do I say when I call?  Or should I wait a few months and try?

Valued Contributor
Posts: 1,754
Registered: ‎11-03-2007

Re: CLI at activation?

I do not have any experience with Cap 1, I just do not have their card, but make shure, when youask CLI on activation, they won't hard you again.

Valued Contributor
Posts: 2,205
Registered: ‎12-06-2007

Re: CLI at activation?

They turned me down for one on activation. They said to give it some time. I did call back around the second month to get it increased and was sucessful. Now, however, I have received letter's stating that I could not get another increase as it had not been six months since the last one was issued.



Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.