03-01-2009 09:11 PM
Well there is no fraud concerning him. His statement came out online on the 21st showing this payment was made. I don't have the statement in front of me to show the actual date of the payment, but it was before the 21st. So at this point if they were taking a payment from his bank account it would have already come out I would think. He doesn't have enough in there to cover this payment if it were the case. Can't wait to get to the bottom of this without it hurting him.
I advised him to make the minimum payment asap.
I absolutely agree!
03-02-2009 10:00 AM
03-02-2009 10:14 AM
I once mailed a payment to bloomingdales and they applied it to the wrong account. I only realized when i called and they had cashed my check but not applied the payment. That can be the case with your sons account. Somebody was in a rush and imputed the wrong number. When i called bloomingdales they admitted it was applied to the wrong account after i faxed them the cashed check and they said that they would credit my account and take back the payment from the wrong account they applied it to.
03-02-2009 07:09 PM
03-04-2009 02:25 PM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO