03-01-2009 09:11 PM
Well there is no fraud concerning him. His statement came out online on the 21st showing this payment was made. I don't have the statement in front of me to show the actual date of the payment, but it was before the 21st. So at this point if they were taking a payment from his bank account it would have already come out I would think. He doesn't have enough in there to cover this payment if it were the case. Can't wait to get to the bottom of this without it hurting him.
I advised him to make the minimum payment asap.
I absolutely agree!
03-02-2009 10:00 AM
03-02-2009 10:14 AM
I once mailed a payment to bloomingdales and they applied it to the wrong account. I only realized when i called and they had cashed my check but not applied the payment. That can be the case with your sons account. Somebody was in a rush and imputed the wrong number. When i called bloomingdales they admitted it was applied to the wrong account after i faxed them the cashed check and they said that they would credit my account and take back the payment from the wrong account they applied it to.
03-02-2009 07:09 PM
03-04-2009 02:25 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.