CLI hunting

[Anonymous]

Decided to call Sams club and JCPennys and ask for increase. Sams went from $1100 to $2500. Asked JCpenny to increase my $1000 to $2500 and they counter offered $500 instead.

[bandlp08]

Congrats!!! Every increase helps.

[Crashem]

songbird,

did you take soft or hard inquires for the CLIs?  Also, had you been using those cards and were you running balances on them (was there a balance at time of CLI request).

[Anonymous]

Sams was SP because l asked before making my  request, however l accepted the increase from Penny's before inquiring whether it was HP or Sp. The rep kept telling me l had to ask the credit bureau for the answer. I insisted on speaking to someone who knew the answer and they eventually told me it was sp. I'm not confident with that answer though .

[JusdoNit]

GE cards are soft pulls for increases

[OhioCPA]

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@JusdoNit wrote:

GE cards are soft pulls for increases

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With the possible single exception of Care Credit.

[Smug]

Care credit an pep boys are a HP.

[xlr8d]

Congrats