hello everyone. I have had a somewhat app spree in the past few months. I wanted to ask about CLI's since I hear so much about everyone getting them lately. My credit score with TU is 691 and EX is approx. 675. I recently tried for a 3x on my Amex delta gold but I applied for it before the 61 days since I heard you could but nope not true letter said account not open for 60 days.
Ihave had my discover card for 60 days an my initial credit line is 6500. I honestly don't use this card much I have put maybe $200 on it but paid in full. When could I apply for a CLI and would my chances be good at approval.
I have a cap 1 quicksilver which started in November with $3000 and last month for automaticall bumped to $8000 without me asking
my Cap1 Venture card I got in Decemeber also started with $3000 and I did apply for a CLI yesterday but was turned down. I would like to merge these cards soon but wanted to get a CLI on the venture card first. I typically only have a 10% utilization on the card if to less.
I just got a Ritz card from chase with a SL of $5000. When would be a wise time to apply for a CLI or should I just let it come automatically.
i do not need the credit lines I just want to get higher limits so my UTI stays as low as possible.
