Reply
Contributor
Danique
Posts: 103
Registered: ‎04-01-2009
0

CLI on Orchard

Received a SW alert that my score increased by 9 points. So, I thought, what the heck, let's try for an increase today. Well, after many previous attempts at requesting a CLI from Orchard, I finally got one. It's only $100 but it's better than being told no. Now, I'm at $400 CL. Felt a little froggy so I called HSBC aka Orchard and requested an increase. It was approved, so now that card has a $500 CL... Whoo Hoo, It has been a good day!!!

Starting Score : TU: 667-- EQ: 673
Current Score : TU: 644-- EQ: 645
Goal Score : TU: 800-- EQ: 800


Take the FICO Fitness Challenge
Moderator Emeritus
beamMEup
Posts: 4,470
Registered: ‎12-31-2008
0

Re: CLI on Orchard

Super woot!  I think you did - I think you did!

 

Remember Orchard's funky in-house procedure.  For many accounts, (mine & DH's) they will only give $100 a day; but you can call in tomorrow and ask if there's another CLI available for you.  Call each day (or so) until they say no - and then wait six months and start the procedure again.  For us, they never have soft or hard-pulled - but we always make sure there's no hard pull when we talk to the CSR.

 

Congrats!!!!

Just puttin' syrup on something, don't make it pancakes.
Contributor
Danique
Posts: 103
Registered: ‎04-01-2009
0

Re: CLI on Orchard

Yes, I have seen many people say that so I am considering calling again tomorrow...

Starting Score : TU: 667-- EQ: 673
Current Score : TU: 644-- EQ: 645
Goal Score : TU: 800-- EQ: 800


Take the FICO Fitness Challenge
Contributor
Danique
Posts: 103
Registered: ‎04-01-2009
0

Re: CLI on Orchard

It's been a good day. I'm looking to buy a laptop so I went to Dell and was denied. Then I decided to apply for a Wal-mart CC and was approved. CL is $500!!! Go Me!!!

Starting Score : TU: 667-- EQ: 673
Current Score : TU: 644-- EQ: 645
Goal Score : TU: 800-- EQ: 800


Take the FICO Fitness Challenge
New Contributor
geekhou05
Posts: 70
Registered: ‎03-17-2008
0

Re: CLI on Orchard

I got my first CLI and cant get another!!!

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}