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Regular Contributor
Posts: 182
Registered: ‎12-18-2008
0

CLI responses

Has anyone ever gotten this messege and actually get a credit line increase

You will receive a written response within 7-10 days.

 

amex or any other cc

Fico TU 655--need to rid 1 paid med collection-no updated score since, closing on house and adding 2 credit card accounts
Fico EX 720- when I last pulled it
Fico EQ 667- closed on house, and added 2 credit card accounts

Goal- Get my credit card accounts paid down completly within 3 months----And remove the last paid med collections of of my TU
Established Contributor
YoungEntrepeneur
Posts: 586
Registered: ‎03-03-2009
0

Re: CLI responses

Personally, no.
Frequent Contributor
dizbuster
Posts: 289
Registered: ‎12-01-2008
0

Re: CLI responses

Nope!

A smooth sea never made a skilled mariner.
7/6/2009 Equ 664 TU 680 (15 and 19 point jump respectively this week, over 100 point increase in 6 months)
Regular Contributor
Posts: 182
Registered: ‎12-18-2008
0

Re: CLI responses

Well I called today, and rep stated it wasnt approved--I have a line of 2000 and asked to bring it up to 6000 using the luv button----He said reason my score from exp---Which I know is still between 720-730 no baddies at all---He told me "When I get score of 800  or more, with everything else remaining the same--I could  get increased---he said its beause of economy----this a blue card...This was a soft pull---IBut I was really hoping to have a card with atleast 5000k so I cant use for new furniture when I close on home....Maybe Ill just wait until after I close and apply for a discover maybe they would give me "more"

 

 

Than afer all this, I noticed on news website--AMEX profits tumbled 56%..

Fico TU 655--need to rid 1 paid med collection-no updated score since, closing on house and adding 2 credit card accounts
Fico EX 720- when I last pulled it
Fico EQ 667- closed on house, and added 2 credit card accounts

Goal- Get my credit card accounts paid down completly within 3 months----And remove the last paid med collections of of my TU
Regular Contributor
Romeoo47
Posts: 201
Registered: ‎11-26-2007
0

Re: CLI responses

I'm sorry to hear that.  I had an AMEX Blue Cash that they cut in half about 9 months ago.  My EXP score is around 720-730 and I haven't received anything close to a CLI from them.  I have since SD that card.  However, today I was approved for their Costco card for only $2000.  We shall see how long that stays in tack.

 

On a side note, I got a Discover card with a $6000CL with a TU score of 737 and income around $150K.  txjohn, was in the 800s and he only got $2000 with roughly similar income.  Both of us in Texas.  So depending whats on your report, your CL will vary with Discover. 


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