04-23-2009 11:23 AM
Has anyone ever gotten this messege and actually get a credit line increase
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amex or any other cc
04-23-2009 03:45 PM
Well I called today, and rep stated it wasnt approved--I have a line of 2000 and asked to bring it up to 6000 using the luv button----He said reason my score from exp---Which I know is still between 720-730 no baddies at all---He told me "When I get score of 800 or more, with everything else remaining the same--I could get increased---he said its beause of economy----this a blue card...This was a soft pull---IBut I was really hoping to have a card with atleast 5000k so I cant use for new furniture when I close on home....Maybe Ill just wait until after I close and apply for a discover maybe they would give me "more"
Than afer all this, I noticed on news website--AMEX profits tumbled 56%..
04-23-2009 05:06 PM
I'm sorry to hear that. I had an AMEX Blue Cash that they cut in half about 9 months ago. My EXP score is around 720-730 and I haven't received anything close to a CLI from them. I have since SD that card. However, today I was approved for their Costco card for only $2000. We shall see how long that stays in tack.
On a side note, I got a Discover card with a $6000CL with a TU score of 737 and income around $150K. txjohn, was in the 800s and he only got $2000 with roughly similar income. Both of us in Texas. So depending whats on your report, your CL will vary with Discover.
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