Starting Score: TU TransRisk 532| EQ FICO 635|EX Plus 612
Yea I haven't found any backdoor numbers to call. I tried one of my cards at the 6 month mark and I got a letter saying that my account is not eligible for a CLI. Even though I PIF each time I used it. I'm not too happy with them but I will keep them open to see how they do at the one year mark. But I have some pretty low limits with them like $150 for The Avenue and $300 Catherines. What's ironic is that I have Victoria's secret and Woman Within both for $750. All of these were opened using the shopping cart trick so I don't know if that has anything to do with it. But I have other CCs that are 50 times the amount of my lowest WFNNB, which is now Commenity, cards.
Creditaddict wrote:WFFNB has always been VERY slow in the beginning and 9 months sounds about right... After that it was fast and never had to ask!
and unlike most banks I have delt with, I have had WFFNB (Express) especially get a couple CLI almost back to back because the account was at limit before the increases.
Really...this is interesting to know. My CL is $1,000 right now so I doubt I'll actually ever charge that much, but of course, I wouldn't mind more CL so I wouldn't have to worry about UTIL much.
They have the button available on the website already...asks for Annual income. I guess I'll try at 6 months and see how it goes.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO
