Credit Cards

[afbar1114]

i am not asking for anyright now but what are my chances of auto CLI's on slate and BoA cards???? and when i do ask for a CLI on them should i leave the amount blank?

[LS2982]

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afbar1114 wrote:

i am not asking for anyright now but what are my chances of auto CLI's on slate and BoA cards???? and when i do ask for a CLI on them should i leave the amount blank?

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At least 6 months from now. Ask for 2K and they'll more than likely give you less.

[score_building]

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afbar1114 wrote:

i am not asking for anyright now but what are my chances of auto CLI's on slate and BoA cards???? and when i do ask for a CLI on them should i leave the amount blank?

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It is based on a variety of factors, so anyones guess. Wouldn't hold my breath for a Chase auto CLI though, boa may have better odds

but a request when profile is maximized could yield quicker results.

[bichonmom]

I've been searching Chase CLI threads and the consensus seems to be that it's always a HP. Didn't read anyone posting auto-CLIs w/them, but I guess it's possible.

[afbar1114]

I just want to know what would be the best way to use the card and all... to get a greater chance of one...i might ask for a cli on slate at six month mark....also when its time for freedom do a pc or new app?

[logan_720]

I got my card PC'd a while back, right at the 5 month mark, I recieved the card at the 6 month mark, at which time I was told by a BofA CSR that they review accounts every 6 months. I have yet to see a CLI...when I did request one, I was denied and it was a HP.

[crosbyk1]

I have had and have many different chase cards. Have never received an auto cli! Also alway a hard pull when you ask! Is your card a signature or world card? If so you can shop over the limit.

[drkaje]

I wouldn't have gotten the Chase card knowing their HP for CLI policy. If my limit doesn't increase at the one year mark it's shredder-time. There's one small recurring charge on the card so I'm really not concerned about it being closed for inactivity.

Unless you want another HP at the 6 month mark, be patient and wait for Chase to decide.

BOA? Haven't had a card from them in years.

Giving up HPs isn't gardening, You know?!

[tcbofade]

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drkaje wrote:

Giving up HPs isn't gardening, You know?!

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It's NOT???

[drkaje]

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tcbofade wrote:

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drkaje wrote:

Giving up HPs isn't gardening, You know?!

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It's NOT???

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They still hang around two years.

Funny, My Amex is sneaking up on day 61. At first I was kinda excited.... now it feels like I should get a life. It's really pretty lame to focus so much time/energy on apping, CLs, etc.. past a certain point.

I've lost the app itch, though. There's really nothing left (in the credit card world) that would add value to my life. I don't even get sympathetic itch upon reading "I just got $20K from NCFU 18 minutes after BK!!", LOL!

Maybe it's the credit blahs.