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Established Contributor
tcbofade
Posts: 1,043
Registered: ‎09-26-2011

Re: CLI's....????

Well, yay YOU!

 

I, however, am itching like crazy....

 

I got a major score bump a few days ago, and expect a minor score bump in about three weeks...

 

Trying to wait...trying to wait...



Last app 08/08/2012. App free in 2013!

Current Scores: EX 665 (FCR) TU: 668 (Wally) EQ: Your guess is as good as mine. :smileytongue:



Zero percent financing is where the devil lives...

Last app 08 Aug 12. Next app 01 January 2013.

Mega Contributor
LS2982
Posts: 14,437
Registered: ‎04-09-2011

Re: CLI's....????


tcbofade wrote:

Well, yay YOU!

 

I, however, am itching like crazy....

 

I got a major score bump a few days ago, and expect a minor score bump in about three weeks...

 

Trying to wait...trying to wait...





Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 711 5/19/2013
Established Contributor
aussiesareforever
Posts: 649
Registered: ‎10-04-2010

Re: CLI's....????


drkaje wrote:

tcbofade wrote:

drkaje wrote:

 

Giving up HPs isn't gardening, You know?! :smileyhappy:



It's NOT???


They still hang around two years. :smileyhappy:

 

Funny, My Amex is sneaking up on day 61. At first I was kinda excited.... now it feels like I should get a life. It's really pretty lame to focus so much time/energy on apping, CLs, etc.. past a certain point.

 

I've lost the app itch, though. There's really nothing left (in the credit card world) that would add value to my life. I don't even get sympathetic itch upon reading "I just got $20K from NCFU 18 minutes after BK!!", LOL!

 

Maybe it's the credit blahs. :smileyhappy:





:smileyvery-happy::smileyvery-happy::smileyvery-happy:


Barclay's Apple Financing Card ($6400) --- Capital One Cash Rewards World Card ($6000) ---GEMB CareCredit ($5700) --- AU FCU ($6000)--- Walmart ($5000)


FICO Scores: TU 735 EQ 695 EX 740 (Feb 2013, all pulled by lender)

Mortgage in 2013- So help me God!
Mega Contributor
LS2982
Posts: 14,437
Registered: ‎04-09-2011

Re: CLI's....????


daisydvm wrote:

drkaje wrote:

tcbofade wrote:

drkaje wrote:

 

Giving up HPs isn't gardening, You know?! :smileyhappy:



It's NOT???


They still hang around two years. :smileyhappy:

 

Funny, My Amex is sneaking up on day 61. At first I was kinda excited.... now it feels like I should get a life. It's really pretty lame to focus so much time/energy on apping, CLs, etc.. past a certain point.

 

I've lost the app itch, though. There's really nothing left (in the credit card world) that would add value to my life. I don't even get sympathetic itch upon reading "I just got $20K from NCFU 18 minutes after BK!!", LOL!

 

Maybe it's the credit blahs. :smileyhappy:





:smileyvery-happy::smileyvery-happy::smileyvery-happy:


:smileyvery-happy:

 

....................................nah,,,,,,:smileyvery-happy:




Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 711 5/19/2013
Valued Contributor
AndySoCal
Posts: 1,618
Registered: ‎04-07-2009

Re: CLI's....????

Afbar,

 

I would not even try a CLI  with Chase. I cannot even get an auto CLI with them afer 6 years with them My scores about 125 points or so higher than your current scores.

Equifax My FICO score 815 5/28/2012. Average of Accounts 12 years and no Installment accounts. MyFICO TU 810 6/26/2012 809 4/21/2013
Mega Contributor
LS2982
Posts: 14,437
Registered: ‎04-09-2011

Re: CLI's....????


AndySoCal wrote:

Afbar,

 

I would not even try a CLI  with Chase. I cannot even get an auto CLI with them afer 6 years with them My scores about 125 points or so higher than your current scores.


+1




Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 711 5/19/2013
Valued Contributor
afbar1114
Posts: 2,174
Registered: ‎01-09-2012

Re: CLI's....????

so just get a whole new card with them? or forget them in a while ?


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Mega Contributor
LS2982
Posts: 14,437
Registered: ‎04-09-2011

Re: CLI's....????


afbar1114 wrote:

so just get a whole new card with them? or forget them in a while ?


Appbar Jr,

 

Take this from a wise app-addict who has seen the light:

 

Forget about everything new credit / apps / ALL for 6 months!!!!!!!!!!!! 6 MONTHS!!!!!!

 

(I'm sorry for yelling son...................)




Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 711 5/19/2013
Valued Contributor
afbar1114
Posts: 2,174
Registered: ‎01-09-2012

Re: CLI's....????


LS2982 wrote:

afbar1114 wrote:

so just get a whole new card with them? or forget them in a while ?


Appbar Jr,

 

Take this from a wise app-addict who has seen the light:

 

Forget about everything new credit / apps / ALL for 6 months!!!!!!!!!!!! 6 MONTHS!!!!!!

 

(I'm sorry for yelling son...................)


haha not yelling i am trying to make a goal so i can go for something.. i need a goal in mind so i can reach it with out having that ill just keep apping lol 

 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Mega Contributor
LS2982
Posts: 14,437
Registered: ‎04-09-2011

Re: CLI's....????


afbar1114 wrote:

LS2982 wrote:

afbar1114 wrote:

so just get a whole new card with them? or forget them in a while ?


Appbar Jr,

 

Take this from a wise app-addict who has seen the light:

 

Forget about everything new credit / apps / ALL for 6 months!!!!!!!!!!!! 6 MONTHS!!!!!!

 

(I'm sorry for yelling son...................)


haha not yelling i am trying to make a goal so i can go for something.. i need a goal in mind so i can reach it with out having that ill just keep apping lol 

 


I didn't wanna have to do this......................

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Eat these pancakes....................They will help you with your addiction!!!




Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 711 5/19/2013

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