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CLI's

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Frequent Contributor

CLI's

So If you can request a soft CLI on a card every 6 mo, and you call them in 4 mo and get declined for requesting it too early, can you request one 2 mo after or do you have to wait for another 6 mo after being declined?
2 REPLIES
Senior Contributor

Re: CLI's


Lexa wrote:
So If you can request a soft CLI on a card every 6 mo, and you call them in 4 mo and get declined for requesting it too early, can you request one 2 mo after or do you have to wait for another 6 mo after being declined?


IME no, you can wait the 2 mos and try again with success.

 

there are exceptions like boa and others that i now may not want to initiate multiple requests with in short time period due to the (perceived) imminent threat of CLD/AA. 

 

things seem to change every week but i had a declined cli request with boa last year and a subsequent request was approved 2 mos.later.  ymmv..

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Frequent Contributor

Re: CLI's

Thank you! To be more particular I'm wondering about AMEX and CITI