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CLI spree

Regular Contributor

CLI spree

okay so I hit up!!

 

USAA Visa Platinum CLI from 11.5k  to 20K via secured message

one year 

 

USAA World Mastercard from 13k to 20.945 ? odd both increase with one pull EQ secured message

one year

 

BOFA  Cash Rewards from 14K to 17K soft pull via secured message

6 months

 

Home Depot 11k to 16.5k no pull vis secured message

6 months

 

 

Message 1 of 17
16 REPLIES
Valued Contributor

Re: CLI spree

Yay! That's awesome. Congratulations.

Are you a full or limited member at USAA?
FICO 08-EX: 746 TU: 752 EQ: 750 AAoA: 4yrs TLs: 40 Neg: 0

Credit Limits: $300,000+
Miles: 400,000+
MRPs: 200,000+
Cash Back: $2,000+
Message 2 of 17
Moderator Emerita
Message 3 of 17
Established Contributor

Re: CLI spree


mr_postman wrote:

okay so I hit up!!

 

USAA Visa Platinum CLI from 11.5k  to 20K via secured message

one year 

 

USAA World Mastercard from 13k to 20.945 ? odd both increase with one pull EQ secured message

one year

 

BOFA  Cash Rewards from 14K to 17K soft pull via secured message

6 months

 

Home Depot 11k to 16.5k no pull vis secured message

6 months

 

 


Wow, that's awesome, congrats!

 

If you don't mind my asking. So instead of using the luv button for your BOFA, you just sent them a secured message asking for a CLI? Actually, it looks like you used secured message for all of your CLIs?

 

Thanks and nice work!

07/12/17 EX FICO Score 8 804 (AMEX) | 06/19/17 TU FICO Score 8 823 (BofA) | 07/08/17 EX FICO Bankcard Score 8 833 (FNBO)
Mouseover for CLs


Message 4 of 17
Contributor

Re: CLI spree

Congrats. It always such fun to see what hurdles others are leaping over.  Good luck and enjoy basking in your glory. Smiley Very Happy


4/13 CS from TU 599 11/3/13 Current FICO TU: 672, EQ 680
Negs: BK charged-off Jan '09, KS tax lien PAID, but still trying to figure out how to get it removed and 10 IIB accounts
Happiness: Merrick $750  |  Cap One $300  |  USBank $300  |  Victoria's Secret $500  |  The Buckle $250  |  JCrew $250  |  Express $250  |  Cap One $2000(AU)  |  Fingerhut $850 | Kohls (AU) $3000
Goals are 760 to buy a home & to stay in the Garden til 2/14
Message 5 of 17
Regular Contributor

Re: CLI spree

That is awesome. Congrats.

FICO (Discover) 805
Message 6 of 17
Regular Contributor

Re: CLI spree

yes all my CLI has been initiated by sucured message 

 

USAA  usually i use the BT excuse this time i just ask and requested 2 CLI for one pull secured message I just put income and mentioned that i want to use their card as my primary. Took less than a day

 

BOFA initited through online and to top it off secured message that i wanted to take advantage of the 0% BT took coulple of hours to show new credit line very easy also soft pull anything over 25K will result a HP

 

Home depot is very easy initiated though online and i also send a secure message stating i wanted to do my kitchen took about 3 hours to show increse online

 

next on my list wil

NAVYFED>>>

its gonna be a tough one to crack because I think im max exposure 

Nrewards 20K Cash Rewards 20K Flagship 22K Navcheck 15K

 

I dont mind the inquiry cause I BUMP them off every monthSmiley Surprised

Message 7 of 17
Established Contributor

Re: CLI spree


mr_postman wrote:

yes all my CLI has been initiated by sucured message 

 

USAA  usually i use the BT excuse this time i just ask and requested 2 CLI for one pull secured message I just put income and mentioned that i want to use their card as my primary. Took less than a day

 

BOFA initited through online and to top it off secured message that i wanted to take advantage of the 0% BT took coulple of hours to show new credit line very easy also soft pull anything over 25K will result a HP

 

Home depot is very easy initiated though online and i also send a secure message stating i wanted to do my kitchen took about 3 hours to show increse online

 

next on my list wil

NAVYFED>>>

its gonna be a tough one to crack because I think im max exposure 

Nrewards 20K Cash Rewards 20K Flagship 22K Navcheck 15K

 

I dont mind the inquiry cause I BUMP them off every monthSmiley Surprised


Definitely YMMV! Kudos to you.

 

I tried to chat online through BOFA and she said it'll be a hard inquiry. Won't budge at all. She said it's not them but it's how the credit bureaus reports it. okay, sure Smiley Happy. This was more or less the same answer when I called in not too long ago. I had a HP back in Nov (before I was actively on this forum) and was declined.

 

I'm not liking BofA very much. Out of my 11 accounts, I've gotten a CLI from the other 10 without a HP. oh Bofa. Smiley Sad

 

 

07/12/17 EX FICO Score 8 804 (AMEX) | 06/19/17 TU FICO Score 8 823 (BofA) | 07/08/17 EX FICO Bankcard Score 8 833 (FNBO)
Mouseover for CLs


Message 8 of 17
Valued Contributor

Re: CLI spree

Way to go! Congrats! 


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 9 of 17
Frequent Contributor

Re: CLI spree


mr_postman wrote:

okay so I hit up!!

 

USAA Visa Platinum CLI from 11.5k  to 20K via secured message

one year 

 

USAA World Mastercard from 13k to 20.945 ? odd both increase with one pull EQ secured message

one year

 

BOFA  Cash Rewards from 14K to 17K soft pull via secured message

6 months

 

Home Depot 11k to 16.5k no pull vis secured message

6 months

 

 


Nice!  Smiley Surprised

CL $317,649
Message 10 of 17