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Well, you could get some nice sets of wedding china! 
Every once in a blue moon, a mortgage lender makes anxious noises about having quote-unquote, too much available credit. This is not terribly common, though.
The few posts I've read about this just state that the member called one or two of his/her CCC's and said that they needed to temporarily close a card because of a nutty mortgage lender, and that they would be re-opening it within days.
I'd be nervous as all get-out about this, and I'd want to have names of CSR's and of supervisors, both agreeing that they would do this, keeping the original history and all, plus an e-mail to this effect. And then I'd go have a nervous breakdown. History lost can't be regained.
I do believe that for those of us with more-than-adequate CL's ($100K something in my case) and almost-undetectable util, we can put up a brisk defense, showing reports going back for several years that demonstrate that we have always kept our balances under control. And if some lender kept nattering away about it, I'd fight back with my back against the wall. Plus, there are plenty of other lenders out there.
The few posts I've read about this just state that the member called one or two of his/her CCC's and said that they needed to temporarily close a card because of a nutty mortgage lender, and that they would be re-opening it within days.
I'd be nervous as all get-out about this, and I'd want to have names of CSR's and of supervisors, both agreeing that they would do this, keeping the original history and all, plus an e-mail to this effect. And then I'd go have a nervous breakdown. History lost can't be regained.
I do believe that for those of us with more-than-adequate CL's ($100K something in my case) and almost-undetectable util, we can put up a brisk defense, showing reports going back for several years that demonstrate that we have always kept our balances under control. And if some lender kept nattering away about it, I'd fight back with my back against the wall. Plus, there are plenty of other lenders out there.