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CLI???

Valued Contributor

CLI???

I plan on asking for a CLI on my freedom in jan 2013. it will be six months from my last one. i am fixing some things on my report and will be done soon. what are my chances of going from $1500 to $5k? i would like to get my girlfriend an engangement ring if i can. i plan on having my balances low and UTL no more then 20%. 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Message 1 of 11
10 REPLIES
Mega Contributor

Re: CLI???

Welcome back!!

Do you have any other lines over or near 5k?



EQ FICO 548 3/3/16
Message 2 of 11
Established Contributor

Re: CLI???

I think it depends on how much you use the card and if you always pay it off every month.  If you're currently pushing more than $1500 per month through it and making multiple payments then I think the chances are high.  If you only use for a couple hundred per month, I don't see you getting a raise to $5K.  It would also help if you have some other high limits at the time.

FICOs (2/24/12): EX 752, EQ 740
Chase Sapphire Preferred, Freedom; American Express PR Gold, Blue Cash Everyday
Message 3 of 11
Valued Contributor

Re: CLI???

I have a jared card near $3k.

In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Message 4 of 11
Frequent Contributor

Re: CLI???


afbar1114 wrote:

I plan on asking for a CLI on my freedom in jan 2013. it will be six months from my last one. i am fixing some things on my report and will be done soon. what are my chances of going from $1500 to $5k? i would like to get my girlfriend an engangement ring if i can. i plan on having my balances low and UTL no more then 20%. 


I was able to go from $1500 to $4500 earlier this year through manual review after being denied a CLI.

Message 5 of 11
Mega Contributor

Re: CLI???

Koop brings up a good point, if your spending the CL and making multiple pymts your chances are high of getting a CLI as long as your files are on the up and up.



EQ FICO 548 3/3/16
Message 6 of 11
Valued Contributor

Re: CLI???

i use the card ALOT and i just paid it off. my first CLI went from $500 to $1500 and i had only asked for a cli from $500 to $1k. im hoping i get enough so i can get her a nice ring. 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Message 7 of 11
Valued Contributor

Re: CLI???

maybe insted of a CLI il shot for a CSP so i can get most of the spedning out of the way to get the 40k bonus. 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Message 8 of 11
Super Contributor

Re: CLI???


afbar1114 wrote:

maybe insted of a CLI il shot for a CSP so i can get most of the spedning out of the way to get the 40k bonus. 


Ooooohh no you didn't !!




Message 9 of 11
Mega Contributor

Re: CLI???

Ole appbar back to his old ways.....Smiley Happy



EQ FICO 548 3/3/16
Message 10 of 11