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Justin93
Established Member

CLI

Hello all,

 

So I discharged in June of 2013. Got a couple of credit cards, including two in Dec 2013. NFCU cash rewards (1000CL) and a barclay card(1300 CL).  Being that it has been 6 months, I called and requested a CLI and both were approved. NFCU accepted me out right 5000CL, with barclay counter offering2500CL. My question is will the two hard pulls have a big impact on my score? Or will my score go up because of the increased limits? 6 months from now, should I request another CLI? How fast/hard should I push those envelopes?

 

 

Thanks,

 

Justin Koehl

BK discharged 06/13 Eq 585, Trans - 564 (May '14 648,632)
Barclay Rewards card - $2500 CL (Opened Dec 2013)
NFCU Cash rewards - $5000 CL (Opened Dec 2013)
NFCU secured - $500 CL (Opened June 2013)
Fingerhut $400 CL (Opened Oct 2013)
Victoria Secret $500 CL (Opened Nov 2013)
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2 REPLIES 2
xsvspd
Regular Contributor

Re: CLI

6 mos seems to be the norm. I don't have NFCU, but I believe you'll be fine with Barclays.
Hover over card to see limits

Starting score 3/2013 - 585. Score as of 5/2014 - 725.
Message 2 of 3
Creditaddict
Legendary Contributor

Re: CLI

1. You should go online and request cli on navy to $25k and get full system counter!

if you get instant with navy that means sp

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