08-04-2007 01:57 PM
08-04-2007 02:15 PM
08-04-2007 02:18 PM
Same answer . When you ask them (and 6 months is better) they will probably pull a hard inq and this will go on your CR
credit4me wrote:Thanks! But I meantWhen you ask your CC company for a CLI does that hurt your FICO score? I've had the card for about 5 months.
08-04-2007 05:39 PM
Ask your CCC if they are going to pull a hard inquiry if you request a CLI. Some CCC's do and other don't. If they say no hard inquiry, then request the CLI. I have never heard of a CLI without a hard inquiry hurting FICO scores. Which CCC are we talking about?
credit4me wrote:When you apply ask your CC company for a CLI `does that hurt your FICO score?
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.