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Established Contributor
maiden_girl
Posts: 1,157
Registered: ‎12-29-2011

CLIs not reporting

I recently had some success with customer initiated CLIs. However, new credit lines aren't reporting yet. I have the credit available per request but it's been over a month for some and they haven't updated on my credit reports. I have a HP for a GE CLI (yeah I know) and the new limit isn't even reporting yet. How long does it usually take for CCCs to begin reporting the new line? I called CAP1 about it since my limit was recently raised from $750 to $1,500. They said they post new lines updates every 30 days but I don't understand why they didn't just update it when they posted my new balance to the bureau? How much longer should I wait before requesting a manual update from the CCCs?

 

 

The truth is out there...

FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
Valued Contributor
Dustink
Posts: 2,366
Registered: ‎10-02-2012

Re: CLIs not reporting

Once a month is standard. Give them 30 days.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Established Member
afjock21
Posts: 127
Registered: ‎09-26-2012

Re: CLIs not reporting

I didn't see TWO of my increases on my recent report so I'm really hoping it comes later at the end of THIS month because that means my FICO score will be getting.. JACKED UP UP UP!!

Established Contributor
maiden_girl
Posts: 1,157
Registered: ‎12-29-2011

Re: CLIs not reporting

Great thanks!

 

I only wondered b/c when I requested a CLI on my Macys card...the new increase reported literally 2 days later.

The truth is out there...

FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
Valued Contributor
creditnocash
Posts: 1,918
Registered: ‎07-23-2012

Re: CLIs not reporting


maiden_girl wrote:

Great thanks!

 

I only wondered b/c when I requested a CLI on my Macys card...the new increase reported literally 2 days later.


its usually next statement. when they report once a month. 

macy's took me about 3 weeks whereas walmart took 3 days

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012

Re: CLIs not reporting

It takes time. Some of the CC's I received at the end of Auguest still have not hit my reports yet.

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Valued Contributor
youngandcreditwrthy
Posts: 3,765
Registered: ‎08-16-2012

Re: CLIs not reporting

Ime, you have to let a balance report on a statement to get the cli to report. So if you have a zero balance and won't get a statement, the new credit line may not report...most creditors report credit info with statement balances.
Make sense?!
Hope this helps!! Abercrombie and Fitch didn't report my cli for MONTHS until I made an $18 charge and got a statement. Lol
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k

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