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Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

CLIs not reporting

I recently had some success with customer initiated CLIs. However, new credit lines aren't reporting yet. I have the credit available per request but it's been over a month for some and they haven't updated on my credit reports. I have a HP for a GE CLI (yeah I know) and the new limit isn't even reporting yet. How long does it usually take for CCCs to begin reporting the new line? I called CAP1 about it since my limit was recently raised from $750 to $1,500. They said they post new lines updates every 30 days but I don't understand why they didn't just update it when they posted my new balance to the bureau? How much longer should I wait before requesting a manual update from the CCCs?

 

 

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
0

Re: CLIs not reporting

Once a month is standard. Give them 30 days.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Valued Member
Posts: 140
Registered: ‎09-26-2012
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Re: CLIs not reporting

I didn't see TWO of my increases on my recent report so I'm really hoping it comes later at the end of THIS month because that means my FICO score will be getting.. JACKED UP UP UP!!

Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: CLIs not reporting

Great thanks!

 

I only wondered b/c when I requested a CLI on my Macys card...the new increase reported literally 2 days later.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Valued Contributor
Posts: 2,266
Registered: ‎07-23-2012
0

Re: CLIs not reporting


maiden_girl wrote:

Great thanks!

 

I only wondered b/c when I requested a CLI on my Macys card...the new increase reported literally 2 days later.


its usually next statement. when they report once a month. 

macy's took me about 3 weeks whereas walmart took 3 days

Current: Discover Fico 701 3/15 Walmart Fico 684 1/15

Inquiries (24 Months): EQ 5 TU 1 EX 1 | Most Recent: 03/23/2015
Over 12 Months:6


2014 Goals:
Lower Utility
15% right now, but going up soon :smileysad:
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Amex Zync(Unicorn)
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Frequent Contributor
Posts: 470
Registered: ‎08-14-2012
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Re: CLIs not reporting

It takes time. Some of the CC's I received at the end of Auguest still have not hit my reports yet.

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Senior Contributor
Posts: 6,242
Registered: ‎08-16-2012
0

Re: CLIs not reporting

Ime, you have to let a balance report on a statement to get the cli to report. So if you have a zero balance and won't get a statement, the new credit line may not report...most creditors report credit info with statement balances.
Make sense?!
Hope this helps!! Abercrombie and Fitch didn't report my cli for MONTHS until I made an $18 charge and got a statement. Lol
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