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Valued Contributor
maiden_girl
Posts: 2,095
Registered: ‎12-29-2011
0

CLIs not reporting

I recently had some success with customer initiated CLIs. However, new credit lines aren't reporting yet. I have the credit available per request but it's been over a month for some and they haven't updated on my credit reports. I have a HP for a GE CLI (yeah I know) and the new limit isn't even reporting yet. How long does it usually take for CCCs to begin reporting the new line? I called CAP1 about it since my limit was recently raised from $750 to $1,500. They said they post new lines updates every 30 days but I don't understand why they didn't just update it when they posted my new balance to the bureau? How much longer should I wait before requesting a manual update from the CCCs?

 

 

The truth is out there...
FICO scores: 758 (EQ) 741 (EX) 768 (TU) 8/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012
0

Re: CLIs not reporting

Once a month is standard. Give them 30 days.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Valued Member
afjock21
Posts: 138
Registered: ‎09-26-2012
0

Re: CLIs not reporting

I didn't see TWO of my increases on my recent report so I'm really hoping it comes later at the end of THIS month because that means my FICO score will be getting.. JACKED UP UP UP!!

Valued Contributor
maiden_girl
Posts: 2,095
Registered: ‎12-29-2011
0

Re: CLIs not reporting

Great thanks!

 

I only wondered b/c when I requested a CLI on my Macys card...the new increase reported literally 2 days later.

The truth is out there...
FICO scores: 758 (EQ) 741 (EX) 768 (TU) 8/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Valued Contributor
creditnocash
Posts: 2,222
Registered: ‎07-23-2012
0

Re: CLIs not reporting


maiden_girl wrote:

Great thanks!

 

I only wondered b/c when I requested a CLI on my Macys card...the new increase reported literally 2 days later.


its usually next statement. when they report once a month. 

macy's took me about 3 weeks whereas walmart took 3 days

Current: Discover Fico 689 8/14 Walmart Fico 697 8/14

Inquiries (24 Months): EQ 6 TU 3 EX 4 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012
0

Re: CLIs not reporting

It takes time. Some of the CC's I received at the end of Auguest still have not hit my reports yet.

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Senior Contributor
youngandcreditwrthy
Posts: 6,174
Registered: ‎08-16-2012
0

Re: CLIs not reporting

Ime, you have to let a balance report on a statement to get the cli to report. So if you have a zero balance and won't get a statement, the new credit line may not report...most creditors report credit info with statement balances.
Make sense?!
Hope this helps!! Abercrombie and Fitch didn't report my cli for MONTHS until I made an $18 charge and got a statement. Lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k

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