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I have two Amex cards and I was trying to figure out how the CLIs work when you have more than one card. I believe I seen somewhere that said that CLIs had to be six months apart. So if I wanted to get a CLI on my cards I can only get one a year per card? Or is it possible to get a CLI on both cards around the same time if they are both due? Also if both cards limits combined are over 25K will they ask for financial records or is it 25K per card?
@tbea1004 wrote:I have two Amex cards and I was trying to figure out how the CLIs work when you have more than one card. I believe I seen somewhere that said that CLIs had to be six months apart. So if I wanted to get a CLI on my cards I can only get one a year per card? Or is it possible to get a CLI on both cards around the same time if they are both due? Also if both cards limits combined are over 25K will they ask for financial records or is it 25K per card?
Yes. That's correct. If you have 2 cards. A cli every 6 months across all accounts. So if you had 4 cards. I cli every 2 years. . Since 1 per card every 6 months
Don't overlook the 3x CLI Guide as it addresses all this and more. Should be linked in a sticky -- probably in Credit Cards. If not, it should be the first hit if you Google "3x CLI".
@tbea1004 wrote:Also if both cards limits combined are over 25K will they ask for financial records or is it 25K per card?
No guarantees with those numbers. $25K/34.5K are just guidelines. There are those who have crossed those numbers without income verification.