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CLIs on "student" credit cards

Regular Contributor

CLIs on "student" credit cards

I have the Chase student credit card with a measely $350 dollar limit and an AMEX Zync. I have had the student card since June '10 and the Zync since November '10. I am thinking of increasing the limit on the student credit card in June '11.

 

I have paid off each statement as they come in (sometimes I make payments earlier to lower the UTIL) and have NO lates, on both cards.

 

Soo how flexible are student products and CLIs ?

7 REPLIES
Super Contributor

Re: CLIs on "student" credit cards


Scene wrote:

I have the Chase student credit card with a measely $350 dollar limit and an AMEX Zync. I have had the student card since June '10 and the Zync since November '10. I am thinking of increasing the limit on the student credit card in June '11.

 

I have paid off each statement as they come in (sometimes I make payments earlier to lower the UTIL) and have NO lates, on both cards.

 

Soo how flexible are student products and CLIs ?


$350 CL is a good limit for a student.  It may be best to stay at that limit until after you graduate and land a full-time job. 

Established Contributor

Re: CLIs on "student" credit cards

BoA student card max limit is 2500. Though when you graduate you can do a product change and get a higher limit. 

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Valued Contributor

Re: CLIs on "student" credit cards

 


gbishere wrote:

BoA student card max limit is 2500. Though when you graduate you can do a product change and get a higher limit. 


Or do what I did, PC and go to $3,500... Smiley Wink

 

BofA Cash Rewards VS - $25k | Citi Double Cash World MC - $18.9k | Amex BCE - $50k | Discover it - $50k | Chase Freedom Unlimited VS- $10k | Barclay Ring $5k |
Regular Contributor

Re: CLIs on "student" credit cards

I am sooo stealing your signature, DI

 

(lol, jk)

 

Sooo I suppose CLI on student products are null and void and in the future I should just consider a PC.

 

If I PC, do I keep the same history or does it close the account and start fresh?

Valued Contributor

Re: CLIs on "student" credit cards

PC to Freedom, if you can, and PC keeps same account and history (just some times the account number changes).

 

I would also recommend Citi Forward.  Generous CLIs, generous CLs, and great rewards for college students.

BofA Cash Rewards VS - $25k | Citi Double Cash World MC - $18.9k | Amex BCE - $50k | Discover it - $50k | Chase Freedom Unlimited VS- $10k | Barclay Ring $5k |
Super Contributor

Re: CLIs on "student" credit cards

 


Scene wrote:

I am sooo stealing your signature, DI

 

(lol, jk)

 

Sooo I suppose CLI on student products are null and void and in the future I should just consider a PC.

 

If I PC, do I keep the same history or does it close the account and start fresh?


Ha ha!  I came up with it  over a year ago. 

 

Contributor

Re: CLIs on "student" credit cards

Got the Citi Forward a few months after I turned 18 and got 4000 limit. Had a captial 1 at 1000 and a jcpenny card at 1500 I believe. Got a citi cli to 5200 a month or so ago. Give them a try. 

.Believe.