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Established Member
genewal
Posts: 30
Registered: ‎04-07-2008

COMBINED HSBC & ORCHARD

I'VE had hsbc & orchard since 2005 everytime i called orchard they wanted to charge me $20 for $100CLI i don't know about anybody else but that's not right hsbc always gave me CLI no charge so i combined the 2. Gave my hsbc a nice CL and don't have to pay for increases.
Frequent Contributor
Solarjuju
Posts: 335
Registered: ‎04-04-2008

Re: COMBINED HSBC & ORCHARD

Have you successfully combined the two?
 
I was told that I could not combine HSBC and Orchard. :smileysurprised:
 
Established Member
genewal
Posts: 30
Registered: ‎04-07-2008

Re: COMBINED HSBC & ORCHARD

Yes looked online Friday orchard closed everything transferred to hsbc card call hsbc they'll send a from to fill out.
Frequent Contributor
Solarjuju
Posts: 335
Registered: ‎04-04-2008

Re: COMBINED HSBC & ORCHARD

Thanks.
I should call and try again.
Regular Contributor
gary4872
Posts: 145
Registered: ‎03-27-2008

Re: COMBINED HSBC & ORCHARD

Were they both the same brand (both Visa, both MC)?
Established Contributor
Changingmantra
Posts: 676
Registered: ‎01-24-2008

Re: COMBINED HSBC & ORCHARD

Congrats!  I have had very good luck combining HSBC cards and I was told just 3 weeks ago that I could not combine my Orchard MC and my HSBC MC... Then again, it might be because the MC was a Merchants Bank card.
*Note to self* Remember why and for how long you had to rebuild in the first place! One Day at a Time, One Day at a Time!
Established Contributor
PurpleHaze
Posts: 717
Registered: ‎03-05-2008

Re: COMBINED HSBC & ORCHARD

Trying to get some clarity regarding combining HSBC cards. Have a Orchard and a HSBC Platininum.  When I called today I was told only same type of cards could be combined (eg. Orchard with Orchard).  However, I have read several post where folks have posted they were able able to combine the different branded cards (eg. Orchard with HSBC).  Just want to make sure this is true and if so, should I be wording my request differently.

Starting Score: EQ: 633 (12/31/09) TU: 651 (12/31/09)
Current Score: EQ:633 TU: 651
Goal Score: EQ: 700 TU:700


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Valued Member
dorcastrilling
Posts: 45
Registered: ‎04-14-2008

Re: COMBINED HSBC & ORCHARD

When I called they told me I could combine HSBC & Orchard, but they could not guarantee that the CL's would combine, that it may end up being just the HSBC CL. I asked what made that different from just closing the Orchard, and was told, that close was close and combine was combine.
 
Did anyone that successfully combined hear this and then still get the CL's combined?
Scores 9/2008: TU-720, EQ-695, EX-678
Scores 10/08/08: TU-721, EQ - 694, EX - 688
Established Member
genewal
Posts: 30
Registered: ‎04-07-2008

Re: COMBINED HSBC & ORCHARD

I had $800 on orchard and $1100 on hsbc they sent me a form to fill out took about 3 weeks to combined cards. Orchard closed hsbc CL $1900. When i called orchard lady tried to talk me into upgrading orchard but she said they still charged for CLI so i had form sent it went through

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