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Posts: 2
Registered: ‎05-24-2007
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Re: COMMENITY BANK VIRGIN AMERICA CARD HELP!

Just got a denial letter from Commenity with a 690 FICO and was very surprised.  The cited excessive obligations in relation to credit limit for the denial which is even more suprprising since I only have 2 credit cards which are both paid in full and a mortgage (no car payments or other loans outstanding).  The only reason I wanted the card was because I fly Virgin Atlantic a lot and wanted to get the free bag check but guess I will now use one of my other cards.   Very shocked at Commenity bank and will now stay away from them.

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Posts: 27,405
Registered: ‎10-23-2007
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Re: COMMENITY BANK VIRGIN AMERICA CARD HELP!


PAC1010 wrote:

Just got a denial letter from Commenity with a 690 FICO and was very surprised.  The cited excessive obligations in relation to credit limit for the denial which is even more suprprising since I only have 2 credit cards which are both paid in full and a mortgage (no car payments or other loans outstanding).  The only reason I wanted the card was because I fly Virgin Atlantic a lot and wanted to get the free bag check but guess I will now use one of my other cards.   Very shocked at Commenity bank and will now stay away from them.


call the number and ask it to be sent to risk for manual review recon.

Fico Scores 8: EX 718. TU 699. EQ 658. 11/10/2015

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