Reply
Frequent Contributor
Posts: 286
Registered: ‎05-02-2007
0

CRA's still allow AU to factor into FICO score?

I thought the bureaus were doing away with allowing Authorized usage accounts factor into scores?
New Contributor
Posts: 65
Registered: ‎03-24-2009
0

Re: CRA's still allow AU to factor into FICO score?

They just tried to weed out the  real AU  and the ones who payed to be one. So yes it still factors into a score. Some cards dont report AU so check on tha.
Valued Contributor
Posts: 1,072
Registered: ‎02-15-2009
0

Re: CRA's still allow AU to factor into FICO score?

AUs are still factored into the scoring methodologies.

Get a myFICO recommended credit card

Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.