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CREDIT PULL

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Dreamwalker
New Contributor

Re: CREDIT PULL

What's the difference between whogavemecredit.com and [REDACTED]?

Walmart Store Card: $600 & Amazon Store Card: $1200
Amazon.com Visa: $500 & Chase Freedom: $3000
US Bank REI Visa Signature: $5500
Discover It: $100

TU-654 [03/18/2014]
Message 11 of 16
myjourney
Super Contributor

Re: CREDIT PULL


@Dreamwalker wrote:

What's the difference between whogavemecredit.com and [REDACTED]?


whogavemecredit is just a site that list results of credit seekers and gives no credit related advice.

the un-named site tends to instruct users to do things that are not always ethical and see's themselves as a credit repair organization

MyFico on the other hand must adhere to certain rules and regulations and can not be associated with such site or risk losing accreditation which allows you the chance to get credit reports and scores.

 

Does that make sense?

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 12 of 16
09Lexie
Moderator Emerita

Re: CREDIT PULL

The other forum offers credit repair. Sorry , I'm on mobile and cannot quote.
Message 13 of 16
myjourney
Super Contributor

Re: CREDIT PULL


@09Lexie wrote:
The other forum offers credit repair. Sorry , I'm on mobile and cannot quote.

Smiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 14 of 16
Dreamwalker
New Contributor

Re: CREDIT PULL

That makes sense. It's too bad, in some small way though.

Walmart Store Card: $600 & Amazon Store Card: $1200
Amazon.com Visa: $500 & Chase Freedom: $3000
US Bank REI Visa Signature: $5500
Discover It: $100

TU-654 [03/18/2014]
Message 15 of 16
Shogun
Moderator Emeritus

Re: CREDIT PULL

+1

 

You can share that information PM.  I've had some people argue we just don't allow it because of competition.  That's not true.  There are several sites that sell CRs and scores and we allow all that information freely, and will even help recommend them to others.   However, there are certain sites that allow posts that violate the TOS of the myFICO forms that we can't allow links to.  Now you can mention them.. there's no problem with that.  You can say try the data pulls over at the creditboards.  That's acceptable.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 16 of 16
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