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DTLA323
Posts: 12
Registered: ‎03-28-2012

CREDIT REQUIRED TO GET THE TARGET CREDIT CARD AND CREDIT NEED IT FOR THE BESTBUY CARD

Score Need It For The Target Credit Card  or  bestbuy  credit card      any suggestion what scores do i need to get them   or  from who do  they pull ?????  im only interested on this cards cuz of the  store  rewards and points  :smileyhappy:


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Brian_Trying_700
Posts: 446
Registered: ‎09-14-2011

Re: CREDIT REQUIRED TO GET THE TARGET CREDIT CARD AND CREDIT NEED IT FOR THE BESTBUY CARD

[ Edited ]

Please pull you true Fico score off this site. My opinion,  I would not apply for either.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
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webhopper
Posts: 7,230
Registered: ‎09-16-2011

Re: CREDIT REQUIRED TO GET THE TARGET CREDIT CARD AND CREDIT NEED IT FOR THE BESTBUY CARD

you should go to annualcreditreport.com and pull your free credit reports.. If you've ever had an account on credit, you will see your file by doing this...

 

 

Also, if you've never had credit at all, you may not have a score, a score is generated when you have 6 months of history on a credit product such as a credit card or a loan.

 

If you're looking to get started in credit, your best bet would be to join a local credit union, and ask them about depositing money into a CD or savings, and taking out a loan against it... This is called a secured loan, because it is secured by your funds... In my opinion that's the best way to build credit


Starting Score: 08/29/2011 TU 671 EQ 674
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Creditaddict
Posts: 18,801
Registered: ‎10-23-2007

Re: CREDIT REQUIRED TO GET THE TARGET CREDIT CARD AND CREDIT NEED IT FOR THE BESTBUY CARD


DTLA323 wrote:

Score Need It For The Target Credit Card  or  bestbuy  credit card      any suggestion what scores do i need to get them   or  from who do  they pull ?????  im only interested on this cards cuz of the  store  rewards and points  :smileyhappy:


Hello,

 

Yes could you please tell us if you "have" a credit report and score yet?

If you do have a report and score, can you pull EQ from here at MyFico?

 

This will help greatly on what would be a good option for you and the chances with these 2 cards you ask about.

Fico Scores: EQ 639 Navy, TU 665 GE, EX 677 Prosper (07-09-14)
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Brusilov
Posts: 601
Registered: ‎01-04-2009

Re: CREDIT REQUIRED TO GET THE TARGET CREDIT CARD AND CREDIT NEED IT FOR THE BESTBUY CARD


DTLA323 wrote:

Score Need It For The Target Credit Card  or  bestbuy  credit card      any suggestion what scores do i need to get them   or  from who do  they pull ?????  im only interested on this cards cuz of the  store  rewards and points  :smileyhappy:



Are you talking about the HSBC Mastercard Best Buy card or the store card?  If it's the Mastercard then low 600s are probably fine...same goes with Target.  If you don't have much established credit card history you may get awful terms for the HSBC card (high annual fee) and they both generally give out pretty stingy limits.

                    
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Garden Since: 9.25.2013
Valued Contributor
Crashem
Posts: 3,098
Registered: ‎01-26-2012

Re: CREDIT REQUIRED TO GET THE TARGET CREDIT CARD AND CREDIT NEED IT FOR THE BESTBUY CARD

Isn't there target debit card that gives target discount?
               LIMITS IN CARD DESCRIPTIONS
Frequent Contributor
Mike360
Posts: 433
Registered: ‎03-19-2010

Re: CREDIT REQUIRED TO GET THE TARGET CREDIT CARD AND CREDIT NEED IT FOR THE BESTBUY CARD

Yes

Crashem wrote:
Isn't there target debit card that gives target discount?
~~In my wallet: Best Buy $7500, Dell Preferred $5500, Discover IT $4000, Chase Freedom $3500, Barclays NFL Extra Points $3300, Sears $2800, Bill Me Later $2100, CapOne Platinum $2000, Kohls $1500, Target $200
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: CREDIT REQUIRED TO GET THE TARGET CREDIT CARD AND CREDIT NEED IT FOR THE BESTBUY CARD


DTLA323 wrote:

Score Need It For The Target Credit Card  or  bestbuy  credit card      any suggestion what scores do i need to get them   or  from who do  they pull ?????  im only interested on this cards cuz of the  store  rewards and points  :smileyhappy:


BB is HSBC and is more than likely EQ or TU pull. I would say at least 640 for approval with no recent baddies.




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EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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