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CREDIT REQUIRED TO GET THE TARGET CREDIT CARD AND CREDIT NEED IT FOR THE BESTBUY CARD

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CREDIT REQUIRED TO GET THE TARGET CREDIT CARD AND CREDIT NEED IT FOR THE BESTBUY CARD

Score Need It For The Target Credit Card  or  bestbuy  credit card      any suggestion what scores do i need to get them   or  from who do  they pull ?????  im only interested on this cards cuz of the  store  rewards and points  Smiley Happy


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Message 1 of 8
7 REPLIES
Frequent Contributor

Re: CREDIT REQUIRED TO GET THE TARGET CREDIT CARD AND CREDIT NEED IT FOR THE BESTBUY CARD

Please pull you true Fico score off this site. My opinion,  I would not apply for either.

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Message 2 of 8
Moderator Emeritus

Re: CREDIT REQUIRED TO GET THE TARGET CREDIT CARD AND CREDIT NEED IT FOR THE BESTBUY CARD

you should go to annualcreditreport.com and pull your free credit reports.. If you've ever had an account on credit, you will see your file by doing this...

 

 

Also, if you've never had credit at all, you may not have a score, a score is generated when you have 6 months of history on a credit product such as a credit card or a loan.

 

If you're looking to get started in credit, your best bet would be to join a local credit union, and ask them about depositing money into a CD or savings, and taking out a loan against it... This is called a secured loan, because it is secured by your funds... In my opinion that's the best way to build credit


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Message 3 of 8
Epic Contributor

Re: CREDIT REQUIRED TO GET THE TARGET CREDIT CARD AND CREDIT NEED IT FOR THE BESTBUY CARD


DTLA323 wrote:

Score Need It For The Target Credit Card  or  bestbuy  credit card      any suggestion what scores do i need to get them   or  from who do  they pull ?????  im only interested on this cards cuz of the  store  rewards and points  Smiley Happy


Hello,

 

Yes could you please tell us if you "have" a credit report and score yet?

If you do have a report and score, can you pull EQ from here at MyFico?

 

This will help greatly on what would be a good option for you and the chances with these 2 cards you ask about.

Message 4 of 8
Established Contributor

Re: CREDIT REQUIRED TO GET THE TARGET CREDIT CARD AND CREDIT NEED IT FOR THE BESTBUY CARD


DTLA323 wrote:

Score Need It For The Target Credit Card  or  bestbuy  credit card      any suggestion what scores do i need to get them   or  from who do  they pull ?????  im only interested on this cards cuz of the  store  rewards and points  Smiley Happy



Are you talking about the HSBC Mastercard Best Buy card or the store card?  If it's the Mastercard then low 600s are probably fine...same goes with Target.  If you don't have much established credit card history you may get awful terms for the HSBC card (high annual fee) and they both generally give out pretty stingy limits.

Message 5 of 8
Valued Contributor

Re: CREDIT REQUIRED TO GET THE TARGET CREDIT CARD AND CREDIT NEED IT FOR THE BESTBUY CARD

Isn't there target debit card that gives target discount?
               LIMITS IN CARD DESCRIPTIONS
Message 6 of 8
Frequent Contributor

Re: CREDIT REQUIRED TO GET THE TARGET CREDIT CARD AND CREDIT NEED IT FOR THE BESTBUY CARD

Yes

Crashem wrote:
Isn't there target debit card that gives target discount?
Message 7 of 8
Mega Contributor

Re: CREDIT REQUIRED TO GET THE TARGET CREDIT CARD AND CREDIT NEED IT FOR THE BESTBUY CARD


DTLA323 wrote:

Score Need It For The Target Credit Card  or  bestbuy  credit card      any suggestion what scores do i need to get them   or  from who do  they pull ?????  im only interested on this cards cuz of the  store  rewards and points  Smiley Happy


BB is HSBC and is more than likely EQ or TU pull. I would say at least 640 for approval with no recent baddies.




EQ FICO 548 3/3/16
Message 8 of 8