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Frequent Contributor
WhiteCollar
Posts: 309
Registered: ‎04-07-2012

CSC Credit Services and US Bank Cash+

I was recently denied a US Bank Cash+ Visa sig based on info obatined from CSC Credt Services. Has anyone ever heard of this agency? If so, what was your experience?

Established Contributor
ccnewcc
Posts: 560
Registered: ‎09-29-2012

Re: CSC Credit Services and US Bank Cash+

Is this the EQ partner?

 

If so I think they are dog doodoo.  lol.

Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: CSC Credit Services and US Bank Cash+

Yes they are EQ partner

Established Contributor
ccnewcc
Posts: 560
Registered: ‎09-29-2012

Re: CSC Credit Services and US Bank Cash+

Lol.  I was jk. 

 

It just makes it confusing.  Not sure what their purpose is but I guess they work with or for or something with EQ.

Frequent Contributor
WhiteCollar
Posts: 309
Registered: ‎04-07-2012

Re: CSC Credit Services and US Bank Cash+

I'm aware that they are an EQ partner. My concern is the information listed on the report they used to deny my application. I need to access that information. Has anyone obtained a report from them?

Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011

Re: CSC Credit Services and US Bank Cash+

Its the same information... eq doesn't actually keep your info; CSC does.

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Regular Contributor
dude11
Posts: 237
Registered: ‎06-07-2011

Re: CSC Credit Services and US Bank Cash+

Frequent Contributor
WhiteCollar
Posts: 309
Registered: ‎04-07-2012

Re: CSC Credit Services and US Bank Cash+

Thanks everyone! 

Established Contributor
ccnewcc
Posts: 560
Registered: ‎09-29-2012

Re: CSC Credit Services and US Bank Cash+


dude11 wrote:

Hope this helps.

 

https://help.equifax.com/app/answers/detail/a_id/178/noIntercept/1


So according to that link:

 

CSC Credit Services is a separate company, not owned by Equifax, which owns credit files in the midwestern region of the country.

 

 

Similar to Equifax, CSC Credit Services owns credit files and they are reported through the Equifax credit reporting system. If your file is owned by CSC Credit Services, you should initiate your dispute activity directly with CSC Credit Services to correct errors on your file.

 

 

So this is why its confusing for me.  

 

For example, Lets say I live in the Midwest and CSC "owns" my Credit File.  And then I move outside of the Midwest where CSC Does NOT "own" my Credit file.  Once I move, Will CSC no longer "own" my Credit File?  Will now EQ own it?

 

---Or---

 

What if I don't live in the Midwest where CSC does NOT "own" my Credit File, but I move to the Midwest where CSC "owns" Credit Files.  Does my Credit File now belong to CSC and not EQ once I move?

 

This is soo confusing.  Why does CSC have to be involved at all??  TU and EX aren't like this.

 

Does any one have experience with moving in/out of the Midwest and would like to share your experince?

Senior Contributor
john398
Posts: 3,513
Registered: ‎01-19-2009

Re: CSC Credit Services and US Bank Cash+

I think its like CSC owns the files of people residing in those states and when they move they go back to the main company

see http://www.google.com/url?q=https://www.csccredit.com/cac/cac_mainpage.nsf/bdbf1347d4912c53862571770...


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