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CSP 1 more question going to be apping soon please answer :)

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Skye12329
Valued Contributor

CSP 1 more question going to be apping soon please answer :)

First i apologize for my million questions but i think i changed my mind on the csp. I dont really need miles but i can transfer those to my freedom right? And vice versa? Can i use those points towards hotel rooms?

Heres my current statsfor exp
Inqs maybe 12? 1 Is new the others are old from car shopping
Util is less than 40% might be like 35%
Income is 40k (partner and i)
Aaoa is like 1.10yrs
No baddies

What do you think also 2 new accounts which are freedom in june discover in July they both pulled seperate. Bureaus but my scores as of 8/6 ex 684 tu 675 eq ?

Also i hear for signature visa on like fandango you get discounts how often is that

BK7 - 2/21
Cap1 QS - 2k (4/21)
Mission Lane - 4k (11/21)
Venmo - 900 (11/21)
SavorOne - 2500 (12/21)
VentureOne - 2000 (7/22)
Message 1 of 14
13 REPLIES 13
heyarrnold
Valued Contributor

Re: Csp help....itching to app

Hmmm util is a bit high, and scores are a bit low :/ 

 

Have you checked the pre qual?

 

And for the tickets, I believe it's every Friday. I haven't used this yet. 

Message 2 of 14
mongstradamus
Super Contributor

Re: Csp help....itching to app

Do you mean you want to convert the 48k signup bonuse to 480 dollar cash instead of using it to transfer to airlines? Am i understanding you correctly ?



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 3 of 14
Skye12329
Valued Contributor

Re: Csp help....itching to app

I mean can i use those points to book hotel rooms or transfer them to my freedom.
BK7 - 2/21
Cap1 QS - 2k (4/21)
Mission Lane - 4k (11/21)
Venmo - 900 (11/21)
SavorOne - 2500 (12/21)
VentureOne - 2000 (7/22)
Message 4 of 14
mongstradamus
Super Contributor

Re: Csp help....itching to app


@Skye12329 wrote:
I mean can i use those points to book hotel rooms or transfer them to my freedom.

you can transfer to hyatt points to book hotels or use ur mall to book hotels at 1.25 points per cent rate. Yes you can transfer to freedom or transfer from freedom to CSP. You have more flexibility if you transfer from freedom to CSP tho, since freedom can't transfer to hotel or airline partners. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 5 of 14
Skye12329
Valued Contributor

Re: Csp help....itching to app

Alright is there a benefit if i book through the chase website?
BK7 - 2/21
Cap1 QS - 2k (4/21)
Mission Lane - 4k (11/21)
Venmo - 900 (11/21)
SavorOne - 2500 (12/21)
VentureOne - 2000 (7/22)
Message 6 of 14
mongstradamus
Super Contributor

Re: Csp help....itching to app


@Skye12329 wrote:
Alright is there a benefit if i book through the chase website?

are you talking about booking with cash or points. If you are booking with cash you could try and do something like booking thru hotels.com, so you will get 3x from hotels.com and 2k from booking travel, so all and all you get 5x booking thru hotels.com. If you are booking with points then you really don't have an choice. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 7 of 14
N7
Established Member

Re: Csp help....itching to app

i actually got approved for 10k limit on my CSP. And i had near your scores.
AMEX BCE $6.5k | AMEX PRG NPSL | Chase Ink Plus $5k | Discover IT $6k | Chase CSP $10k | Capital One Platinum $4k | Citi Diamond Preferred $11k | Chase Freedom $500
Message 8 of 14
GlocksAndCredit
Regular Contributor

Re: Csp help....itching to app

Fandango buy one get one tickets is amazing! 

 

This even works for 3D tickets. Although, I went one friday - tried to use same card the next week and it wouldn't let me, it must be like every other week? However, I have more than one siggy card, so I just used another one and voila - buy one, get one. 

 

It's a pretty cool perk. I heard about it on this forum and tried it. 

CSP $9500, CapitalOne VentureOne Sig Visa $8000 Chase Freedom Sig Visa $5000, Citi ThankYou Preferred Sig Visa $5000, Amazon Store Card $5000, Discover IT $4800, CapitalOne Quick Silver MasterCard $4000, Fidelity AMEX $4000, Sallie Mae Mastercard $3300, Hilton Honors Sig Visa $3300, Citi Double Cash $2700, SunTrust Cash Rewards $2500, Citi Simplicity Visa $2300, AMEX BCE $2000, AMEX Everyday $2000, AMEX Delta SkyMiles $2000, Amazon Reward Visa $1800, BP VIsa $1800, Barclays Apple Visa $1700, Suncoast FCU $1000, Target REDCard $900

Current Scores: EQ 727 (Fico), EX 735 (Fico) **In the Garden unti....forever.
Message 9 of 14
Skye12329
Valued Contributor

Re: Csp help....itching to app

Can someone explain if i can book hotels through the chase website like is it only certain hotels or can it be any hotel?

 

Also can i redeem points for credit on CSP?

 

How does the 20% off work for travel and hotel too? 

 

Thanks for the fandango info!

BK7 - 2/21
Cap1 QS - 2k (4/21)
Mission Lane - 4k (11/21)
Venmo - 900 (11/21)
SavorOne - 2500 (12/21)
VentureOne - 2000 (7/22)
Message 10 of 14
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