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CSP - 30 Day Pending Notice

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Haisenberg
Valued Member

CSP - 30 Day Pending Notice

Just got done applying for the CSP, and receieved this:

 

"    We'll let you know of our decision through U.S. mail within the next 30 days. Please don't resubmit
this application while waiting for our decision.

    If we approve your application, we'll send your card and other important information to you by U.S
mail. Once you receive your card, call the number on the sticker right away so you can take
advantage of everything your card has to offer.

    If we don't approve your application, we'll send you a letter explaining why."

 

Current EQ is 666, not sure if my CapitalOne CLI, AMEX PRG, or Discover It show on my credit report yet. Any ideas on how I can speed up this process?

 

Wish I would have at least got a 10 day notice instead, have the feeling I'm going to get a denial letter Smiley Sad

AMEX PRG - NPSL - Macy's AMEX - $4K - Discover IT - $1K - CapitalOne Classic Platinum - $1K

FICO Scores - EQ 711 / TU 698 / EX 715 | Goal - 750+ | Next Application(s) - BCE (01/14) - Freedom/CSP - (02/14)
Message 1 of 14
13 REPLIES 13
djc1puno
Valued Contributor

Re: CSP - 30 Day Pending Notice

check the backdoor number thread for chase's app status number Smiley Happy call em tomorrow...gl!



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
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Message 2 of 14
09Lexie
Moderator Emerita

Re: CSP - 30 Day Pending Notice

Message 3 of 14
Haisenberg
Valued Member

Re: CSP - 30 Day Pending Notice

Have had the CapitalOne Platinum since early 2010. Just got the AMEX PRG and Discover It this month. Credit history since 2006, and have only applied to AMEX within that time frame before applying for the two recent cards.

AMEX PRG - NPSL - Macy's AMEX - $4K - Discover IT - $1K - CapitalOne Classic Platinum - $1K

FICO Scores - EQ 711 / TU 698 / EX 715 | Goal - 750+ | Next Application(s) - BCE (01/14) - Freedom/CSP - (02/14)
Message 4 of 14
09Lexie
Moderator Emerita

Re: CSP - 30 Day Pending Notice

Message 5 of 14
Haisenberg
Valued Member

Re: CSP - 30 Day Pending Notice

It was $500 for a long time. I just recently started learning about credit utilization and how it effects your credit score so I paid off the card and a week later got an automatic CLI for $500.

AMEX PRG - NPSL - Macy's AMEX - $4K - Discover IT - $1K - CapitalOne Classic Platinum - $1K

FICO Scores - EQ 711 / TU 698 / EX 715 | Goal - 750+ | Next Application(s) - BCE (01/14) - Freedom/CSP - (02/14)
Message 6 of 14
09Lexie
Moderator Emerita

Re: CSP - 30 Day Pending Notice

Although Chase usually likes to see a history with higher CL's - some posters have been successful.

Good luck
Message 7 of 14
Haisenberg
Valued Member

Re: CSP - 30 Day Pending Notice

Thank you Lexie! I will keep everyone posted tomorrow with an update once I give them a call

AMEX PRG - NPSL - Macy's AMEX - $4K - Discover IT - $1K - CapitalOne Classic Platinum - $1K

FICO Scores - EQ 711 / TU 698 / EX 715 | Goal - 750+ | Next Application(s) - BCE (01/14) - Freedom/CSP - (02/14)
Message 8 of 14
Haisenberg
Valued Member

Re: CSP - 30 Day Pending Notice

Just called the backdoor number and spoke with a realy nice lady. I was denied due to not having any cards with a $5K CL.

AMEX PRG - NPSL - Macy's AMEX - $4K - Discover IT - $1K - CapitalOne Classic Platinum - $1K

FICO Scores - EQ 711 / TU 698 / EX 715 | Goal - 750+ | Next Application(s) - BCE (01/14) - Freedom/CSP - (02/14)
Message 9 of 14
brcamacho
Regular Contributor

Re: CSP - 30 Day Pending Notice

SO does that seem to be the trick to getting a CSP, a 5k credit line?

TU-688 5/14 (WM TU) | EX-692 on 2/14 (FNBO EX) | EQ-666 on 01/13

NFCU GoRewards $25k | NavChek $15k | Chase Slate 7.5k
Barclays Rewards $3.4k | FNBO MC $2.3K | Cap1 Plat $1.9k
Cap1 Quicksilver $1.7k | Wmt Discover $4.5k | Amazon Store Card $3k Care Credit $3.5k | Kohls $300 | Victoria's Secret $500
Cap1 Quicksilver $2k | Barclays Apple Visa $600

Message 10 of 14
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