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Established Contributor
Posts: 777
Registered: ‎09-19-2013
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Re: CSP 55k Offer?

I sent a message as well to ask about receiving the additional points.

Current scores (FICO 8): EX-757, EQ-744, TU-752
NFCU Flagship $22K | NFCU Cashrewards $22K | DiscoverIT $34K | SECU Visa $10K | CSP $7.5K | Chase Marriott $6.5K | Chase SW $15K | Chase Freedom $9K | AMEX SPG $15K | AMEX Hilton Surpass $15K | AMEX PRG | Aviator Red $17K | Sallie Mae $5k | Citi TY Premier $10K | USAA AMEX $6K | Cap1QS $8K | BJs MC $13K | Walmart MC $5.1K | Loft MC $11,250 | Macy’s Store/Amex $4.9K/$4K | BR Visa $5K | JCP $7.5K | Kohl’s $3K | VS $3.2K | Home Depot $10K | Lowes $8.5K | Target $2.5k | BoA Visa $2.4k
Super Contributor
Posts: 13,389
Registered: ‎04-22-2013
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Re: CSP 55k Offer?

[ Edited ]

sunkissed wrote:

I sent a message as well to ask about receiving the additional points.


Well, let's see but I can certainly see them denying it.  This differs from the Freedom case because:

 

a) The offer comes from a special link, for Freedom it is the public offer that has been updated

b) The offer terms are different.  It's possible that they will give you the extra points with the extra AF (although waived for the first year).

This is like several issuers who have a range of offers that differ in cashback, APR, 0% intro period etc, you cannot pick and choose the best bits of each!

Established Contributor
Posts: 777
Registered: ‎09-19-2013
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Re: CSP 55k Offer?


longtimelurker wrote:

sunkissed wrote:

I sent a message as well to ask about receiving the additional points.


Well, let's see but I can certainly see them denying it.  This differs from the Freedom case because:

 

a) The offer comes from a special link, for Freedom it is the public offer that has been updated

b) The offer terms are different.  It's possible that they will give you the extra points with the extra AF (although waived for the first year).

This is like several issuers who have a range of offers that differ in cashback, APR, 0% intro period etc, you cannot pick and choose the best bits of each!


I'm actually quite prepared for them to say "No".  I figured it can't hurt to ask Smiley Wink

Current scores (FICO 8): EX-757, EQ-744, TU-752
NFCU Flagship $22K | NFCU Cashrewards $22K | DiscoverIT $34K | SECU Visa $10K | CSP $7.5K | Chase Marriott $6.5K | Chase SW $15K | Chase Freedom $9K | AMEX SPG $15K | AMEX Hilton Surpass $15K | AMEX PRG | Aviator Red $17K | Sallie Mae $5k | Citi TY Premier $10K | USAA AMEX $6K | Cap1QS $8K | BJs MC $13K | Walmart MC $5.1K | Loft MC $11,250 | Macy’s Store/Amex $4.9K/$4K | BR Visa $5K | JCP $7.5K | Kohl’s $3K | VS $3.2K | Home Depot $10K | Lowes $8.5K | Target $2.5k | BoA Visa $2.4k
Frequent Contributor
Posts: 357
Registered: ‎11-16-2012
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Re: CSP 55k Offer?


longtimelurker wrote:

sunkissed wrote:

I sent a message as well to ask about receiving the additional points.



b) The offer terms are different.  It's possible that they will give you the extra points with the extra AF (although waived for the first year).

This is like several issuers who have a range of offers that differ in cashback, APR, 0% intro period etc, you cannot pick and choose the best bits of each!


But then there is the regular CSP with the $95 AF and that still has a public link and is offering the 5k UR points for an AU, I see them honoring that one over the 10k UR $125 AF CSP

 

https://creditcards.chase.com/credit-cards/sapphire-preferred-card.aspx?CELL=63WS&inkcashsplit=1&ink...

 

(Under offer details)



12/28/13 (Garden Start Date)



Established Contributor
Posts: 777
Registered: ‎09-19-2013
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Re: CSP 55k Offer?

Thanks ac921ol.  I did see you mention that one.  Maybe I'll have better luck going that route.

Current scores (FICO 8): EX-757, EQ-744, TU-752
NFCU Flagship $22K | NFCU Cashrewards $22K | DiscoverIT $34K | SECU Visa $10K | CSP $7.5K | Chase Marriott $6.5K | Chase SW $15K | Chase Freedom $9K | AMEX SPG $15K | AMEX Hilton Surpass $15K | AMEX PRG | Aviator Red $17K | Sallie Mae $5k | Citi TY Premier $10K | USAA AMEX $6K | Cap1QS $8K | BJs MC $13K | Walmart MC $5.1K | Loft MC $11,250 | Macy’s Store/Amex $4.9K/$4K | BR Visa $5K | JCP $7.5K | Kohl’s $3K | VS $3.2K | Home Depot $10K | Lowes $8.5K | Target $2.5k | BoA Visa $2.4k
Super Contributor
Posts: 13,389
Registered: ‎04-22-2013
0

Re: CSP 55k Offer?


ac921ol wrote:

longtimelurker wrote:

sunkissed wrote:

I sent a message as well to ask about receiving the additional points.



b) The offer terms are different.  It's possible that they will give you the extra points with the extra AF (although waived for the first year).

This is like several issuers who have a range of offers that differ in cashback, APR, 0% intro period etc, you cannot pick and choose the best bits of each!


But then there is the regular CSP with the $95 AF and that still has a public link and is offering the 5k UR points for an AU, I see them honoring that one over the 10k UR $125 AF CSP

 

https://creditcards.chase.com/credit-cards/sapphire-preferred-card.aspx?CELL=63WS&inkcashsplit=1&ink...

 

(Under offer details)


Oh, don't see an issue with them honoring the AU stuff on that.  I meant the 50K without increasing the AF.

Contributor
Posts: 92
Registered: ‎03-29-2013
0

Re: CSP 55k Offer?

I just applied for the CSP for my wife using this 55K points offer.  Does anyone know how long the card must be open before we can downgrade it to a Freedom (or something else) to avoid the annual fee?

Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
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Re: CSP 55k Offer?


Hooosier wrote:

I just applied for the CSP for my wife using this 55K points offer.  Does anyone know how long the card must be open before we can downgrade it to a Freedom (or something else) to avoid the annual fee?


1 year

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Moderator
Posts: 27,204
Registered: ‎09-13-2012
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Re: CSP 55k Offer?

Contributor
Posts: 92
Registered: ‎03-29-2013
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Re: CSP 55k Offer?


09Lexie wrote:
@ Hoosier

With 3 Freedoms, why a 4th?

The 3 Freedoms are in my name, so I figure one in hers could make sense.  I don't think we need CSP's in both of our names with the annual fees so downgrading to a Freedom would save us paying the annual fee while still reaping the benefits of the sign-up bonus.  Do you think there is another option I should consider?

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