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Regular Contributor
sunkissed
Posts: 201
Registered: ‎09-19-2013
0

Re: CSP 55k Offer?

I sent a message as well to ask about receiving the additional points.

Starting score: Apr2012 – 635 EX
Current scores (USAA): EX-700, EQ-736, TU-687 (Walmart/Discover) TU-709
NFCU Flagship $22,000 | DiscoverIT $19,500 | SECU Visa $10,000 | CSP $5,000 | Chase Marriott $6,500 | Chase SW $15,000 | Chase Freedom $7,500 | AMEX SPG $11,000 | AMEX Hilton Surpass $5,000 | USAA AMEX $6,000 | Cap1QS $5,000 | Fuel Rewards $8,000 | BofA Visa $400 | JCP $4,600 | Lord&Taylor $4,000 | Walmart $5,000 | Kohl’s $1,500 | VS $1,630 | Lowes $6,000 | Loft MC $5,750 | Macy’s $2,800 | BR $5,000 | Target $300
Super Contributor
longtimelurker
Posts: 7,256
Registered: ‎04-22-2013
0

Re: CSP 55k Offer?

[ Edited ]

sunkissed wrote:

I sent a message as well to ask about receiving the additional points.


Well, let's see but I can certainly see them denying it.  This differs from the Freedom case because:

 

a) The offer comes from a special link, for Freedom it is the public offer that has been updated

b) The offer terms are different.  It's possible that they will give you the extra points with the extra AF (although waived for the first year).

This is like several issuers who have a range of offers that differ in cashback, APR, 0% intro period etc, you cannot pick and choose the best bits of each!

CSP, Freedom, Chase Amazon, Cap One QS (x2), Penfed Plat Rewards (x2), Citi Double Cash, Citi Dividend, Citi AA Plat Select, Citi Forward, Amex BCE, Amalgamated Bank, Sallie Mae, Cash Plus, Fid Amex, NASA Plat Cash
Scores May 14: EQ 848, EX 833, TU 848 (Sep)
Regular Contributor
sunkissed
Posts: 201
Registered: ‎09-19-2013
0

Re: CSP 55k Offer?


longtimelurker wrote:

sunkissed wrote:

I sent a message as well to ask about receiving the additional points.


Well, let's see but I can certainly see them denying it.  This differs from the Freedom case because:

 

a) The offer comes from a special link, for Freedom it is the public offer that has been updated

b) The offer terms are different.  It's possible that they will give you the extra points with the extra AF (although waived for the first year).

This is like several issuers who have a range of offers that differ in cashback, APR, 0% intro period etc, you cannot pick and choose the best bits of each!


I'm actually quite prepared for them to say "No".  I figured it can't hurt to ask :smileywink:

Starting score: Apr2012 – 635 EX
Current scores (USAA): EX-700, EQ-736, TU-687 (Walmart/Discover) TU-709
NFCU Flagship $22,000 | DiscoverIT $19,500 | SECU Visa $10,000 | CSP $5,000 | Chase Marriott $6,500 | Chase SW $15,000 | Chase Freedom $7,500 | AMEX SPG $11,000 | AMEX Hilton Surpass $5,000 | USAA AMEX $6,000 | Cap1QS $5,000 | Fuel Rewards $8,000 | BofA Visa $400 | JCP $4,600 | Lord&Taylor $4,000 | Walmart $5,000 | Kohl’s $1,500 | VS $1,630 | Lowes $6,000 | Loft MC $5,750 | Macy’s $2,800 | BR $5,000 | Target $300
Frequent Contributor
ac921ol
Posts: 356
Registered: ‎11-16-2012
0

Re: CSP 55k Offer?


longtimelurker wrote:

sunkissed wrote:

I sent a message as well to ask about receiving the additional points.



b) The offer terms are different.  It's possible that they will give you the extra points with the extra AF (although waived for the first year).

This is like several issuers who have a range of offers that differ in cashback, APR, 0% intro period etc, you cannot pick and choose the best bits of each!


But then there is the regular CSP with the $95 AF and that still has a public link and is offering the 5k UR points for an AU, I see them honoring that one over the 10k UR $125 AF CSP

 

https://creditcards.chase.com/credit-cards/sapphire-preferred-card.aspx?CELL=63WS&inkcashsplit=1&ink...

 

(Under offer details)



12/28/13 (Garden Start Date)



Regular Contributor
sunkissed
Posts: 201
Registered: ‎09-19-2013
0

Re: CSP 55k Offer?

Thanks ac921ol.  I did see you mention that one.  Maybe I'll have better luck going that route.

Starting score: Apr2012 – 635 EX
Current scores (USAA): EX-700, EQ-736, TU-687 (Walmart/Discover) TU-709
NFCU Flagship $22,000 | DiscoverIT $19,500 | SECU Visa $10,000 | CSP $5,000 | Chase Marriott $6,500 | Chase SW $15,000 | Chase Freedom $7,500 | AMEX SPG $11,000 | AMEX Hilton Surpass $5,000 | USAA AMEX $6,000 | Cap1QS $5,000 | Fuel Rewards $8,000 | BofA Visa $400 | JCP $4,600 | Lord&Taylor $4,000 | Walmart $5,000 | Kohl’s $1,500 | VS $1,630 | Lowes $6,000 | Loft MC $5,750 | Macy’s $2,800 | BR $5,000 | Target $300
Super Contributor
longtimelurker
Posts: 7,256
Registered: ‎04-22-2013
0

Re: CSP 55k Offer?


ac921ol wrote:

longtimelurker wrote:

sunkissed wrote:

I sent a message as well to ask about receiving the additional points.



b) The offer terms are different.  It's possible that they will give you the extra points with the extra AF (although waived for the first year).

This is like several issuers who have a range of offers that differ in cashback, APR, 0% intro period etc, you cannot pick and choose the best bits of each!


But then there is the regular CSP with the $95 AF and that still has a public link and is offering the 5k UR points for an AU, I see them honoring that one over the 10k UR $125 AF CSP

 

https://creditcards.chase.com/credit-cards/sapphire-preferred-card.aspx?CELL=63WS&inkcashsplit=1&ink...

 

(Under offer details)


Oh, don't see an issue with them honoring the AU stuff on that.  I meant the 50K without increasing the AF.

CSP, Freedom, Chase Amazon, Cap One QS (x2), Penfed Plat Rewards (x2), Citi Double Cash, Citi Dividend, Citi AA Plat Select, Citi Forward, Amex BCE, Amalgamated Bank, Sallie Mae, Cash Plus, Fid Amex, NASA Plat Cash
Scores May 14: EQ 848, EX 833, TU 848 (Sep)
Contributor
Hooosier
Posts: 87
Registered: ‎03-29-2013
0

Re: CSP 55k Offer?

I just applied for the CSP for my wife using this 55K points offer.  Does anyone know how long the card must be open before we can downgrade it to a Freedom (or something else) to avoid the annual fee?


.........30K...............30K................15K.................15K................15K.................8.5K...............8.5K.................5K..................1K..................1K.........
FICO - 800
Super Contributor
enharu
Posts: 7,002
Registered: ‎02-27-2013
0

Re: CSP 55k Offer?


Hooosier wrote:

I just applied for the CSP for my wife using this 55K points offer.  Does anyone know how long the card must be open before we can downgrade it to a Freedom (or something else) to avoid the annual fee?


1 year

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Moderator
09Lexie
Posts: 25,958
Registered: ‎09-13-2012
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Re: CSP 55k Offer?

Contributor
Hooosier
Posts: 87
Registered: ‎03-29-2013
0

Re: CSP 55k Offer?


09Lexie wrote:
@ Hoosier

With 3 Freedoms, why a 4th?

The 3 Freedoms are in my name, so I figure one in hers could make sense.  I don't think we need CSP's in both of our names with the annual fees so downgrading to a Freedom would save us paying the annual fee while still reaping the benefits of the sign-up bonus.  Do you think there is another option I should consider?


.........30K...............30K................15K.................15K................15K.................8.5K...............8.5K.................5K..................1K..................1K.........
FICO - 800

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