cancel
Showing results for 
Search instead for 
Did you mean: 

CSP 5k requirement and Citi NPSL cards

tag
BRlaw
Established Member

CSP 5k requirement and Citi NPSL cards

Would having a Citi NPSL card count for the CSP 5k nonvirgin requirement?

Discover IT $1000 - TJX MC $3750 - Walmart $950 - Citi AAdvantage $2000/NPSL - Macy's $1000 - Wells Fargo College $1000
Jcrew $1300 - Overstock $7000 - Chase Freedom $3500



Message 1 of 5
4 REPLIES 4
Creditaddict
Legendary Contributor

Re: CSP 5k requirement and Citi NPSL cards


@BRlaw wrote:

Would having a Citi NPSL card count for the CSP 5k nonvirgin requirement?


your scores look good enough, I think the overall length of your history is more important... the $5k on another line before they will give you one seems to be going away more and more these days... and if you have a relationship with chase already, seems to be even more likely to get approved!

Message 2 of 5
Fico2Go
Established Contributor

Re: CSP 5k requirement and Citi NPSL cards

A friend of mine had never had credit until one year ago.  Since then she has had Capital One $300 limit card and increased to $500 then to $1500.  

When she apped for the CS was approved instantly $5000 CL.  

 

There is usually one lender out of the top few that will take the first jump at granting "one" high credi line.   It's not always based on existing TLs for those starting out in the credit building mode.  

 

 

Discover IT $19,000 == 12/2013
AMEX 12/2013 ---BCP $12,000 === BC $23,000 ----- 04/2014
CHASE SLATE $5,700 === 12/2013
BoA 123 $6000 === 12/2013
Barclay Rewards $1500 == 12/2013
Message 3 of 5
Hockeyplayrr
Frequent Contributor

Re: CSP 5k requirement and Citi NPSL cards

I had a chase freedom with a credit limit of $700 that I barely used.  Six months later they gave me a marriott premier card with a 5k credit line.  I think you'll be fine

Credit Scores: Equifax - 744 (Oct FICO) | Experian 736(Oct Fico) | Transunion - 755(Oct Fico)

Credit Lines: Diners Club 20k | Penfed Plat Rewards 7k | SDFCU 5k | Amex BCE - 10.5k | Chase Freedom 4.5k | CSP - 10.6k | Discover IT - 9k | Sallie Mae 3.8k | BofA 123 - 4.9k | CITI Double Cash 9.1k | Total Rewards 3.25k
Message 4 of 5
newUser0
Established Contributor

Re: CSP 5k requirement and Citi NPSL cards


@Hockeyplayrr wrote:

I had a chase freedom with a credit limit of $700 that I barely used.  Six months later they gave me a marriott premier card with a 5k credit line.  I think you'll be fine


For Marriot did they do 2 HP?

Message 5 of 5
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.