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Established Contributor
emptypockets
Posts: 520
Registered: ‎02-03-2009

Re: CSP 7% Bonus

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‎02-19-2013 12:48 PM

My CSP statement shows my 7% bonus as 3497 points. I just got the card in July, 2012. Cool

CC's: AMEX Delta/BCP/HH, Alliant Visa, PenFed AMEX, Nordstrom Sig Visa, Lowe's, BBRZ Plat, US Bank Visa Sig Cash+, Chase CSP/Freedom/Marriott, UMB Visa, Dillard's AMEX, US Airways MC, Barclay's NFL Visa, Home Depot, Citi Diamond Pref./Dividend, Discover More, Walmart Discover, Cabela's Visa, Cap One Cash Rewards Visa, BOA Better Balance Rewards MC, Jared, Kohl's, Macy's.

Current Scores: EQ (5/19/13): 743; TU (MyFico 5/19/13):766; Walmart TU Fico 08 (5/13/13): 791; EX (8/21/12 AMEX pull): 779
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Established Contributor
bribro
Posts: 880
Registered: ‎04-20-2012

Re: CSP 7% Bonus

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‎02-19-2013 03:35 PM

Creditseeker93 wrote:
xiownthisplacex wrote:

I got the 7% on my signup bonus as well!

How much is that? 2800 pointS/$$28?

3,500 points if you were lucky enough to get the 50k signup bonus. Those 3,500 points are worth $100+ to me, so it's a nice surprise.

Credit Karma Score: 803 (4/26/13)
Credit Sesame Score: 792 (4/26/13)

J.P. Morgan Palladium ($100k x3) | Citi Dividend World Elite MC w/EMV ($20k) | Chase Sapphire Preferred Visa Signature ($25k) | Chase Ink Bold World Elite MC ($25k Flex) | Chase Freedom Visa Signature ($25k) | Chase Freedom World MC ($25k) | Chase MileagePlus Explorer Visa Signature ($15k) | AmEx Blue Sky ($22.5k) | Lexus Financial Services ($30k) | Capital One Store Credit ($6k) | GE Money Store Credit ($3k) | WFNNB Store Credit ($2k) | Macy's Store Credit ($2k)
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ElMayimbe
Posts: 78
Registered: ‎03-15-2012

Re: CSP 7% Bonus

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‎02-19-2013 04:14 PM

Anyone know how Chase is with baddies and the CSP?

BofA Amex $7500| Discover IT- $10K| Chase Sapphire Preferred $5k | Cap One $500
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Established Contributor
ryanbush
Posts: 1,094
Registered: ‎08-19-2012

Re: CSP 7% Bonus

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‎02-19-2013 04:22 PM

bribro wrote:
Creditseeker93 wrote:
xiownthisplacex wrote:

I got the 7% on my signup bonus as well!

How much is that? 2800 pointS/$$28?

3,500 points if you were lucky enough to get the 50k signup bonus. Those 3,500 points are worth $100+ to me, so it's a nice surprise.

Holy cow!!!  How do you make you're points worth that much?


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Established Contributor
ryanbush
Posts: 1,094
Registered: ‎08-19-2012

Re: CSP 7% Bonus

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‎02-19-2013 04:23 PM

ElMayimbe wrote:

Anyone know how Chase is with baddies and the CSP?

Many people have got approved with baddies, I think it's your overall profile that matters more.  for example my highest line was 4k and I had a paid CO from 2005 with Chase when I appd and got approved on recon.

 


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ElMayimbe
Posts: 78
Registered: ‎03-15-2012

Re: CSP 7% Bonus

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‎02-19-2013 04:32 PM

 I have some 30 day lates from 2 years ago which is why I don't pull the ole' trigger. Profile is pretty good, let's see... AAoA 3 years, income $75k, 7 HP 4 in the last year, CLI in siggy, what else.... I just want my shiny metal CSP!

BofA Amex $7500| Discover IT- $10K| Chase Sapphire Preferred $5k | Cap One $500
Message 26 of 49 (198 Views)
 
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Established Contributor
ryanbush
Posts: 1,094
Registered: ‎08-19-2012

Re: CSP 7% Bonus

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‎02-19-2013 04:34 PM - edited ‎02-19-2013 04:35 PM

How many 30 day lates?  if it's just 1 or 2 I think you would be fine.


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ElMayimbe
Posts: 78
Registered: ‎03-15-2012

Re: CSP 7% Bonus

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‎02-19-2013 04:39 PM

It's a looooong story, but ended up with 8 30 lates. 

BofA Amex $7500| Discover IT- $10K| Chase Sapphire Preferred $5k | Cap One $500
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Established Contributor
ryanbush
Posts: 1,094
Registered: ‎08-19-2012

Re: CSP 7% Bonus

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‎02-19-2013 04:43 PM

ElMayimbe wrote:

It's a looooong story, but ended up with 8 30 lates. 

That's going to be tough, you might get approved after recon if you get a good analyst but I think you're better off letting them age for a while.


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Frequent Contributor
xiownthisplacex
Posts: 254
Registered: ‎08-29-2011

Re: CSP 7% Bonus

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‎02-19-2013 04:45 PM

ElMayimbe wrote:

It's a looooong story, but ended up with 8 30 lates. 

I would start off with another Chase card first maybe, just because of those lates, maybe freedom? Then in 6 months (maybe longer) try for the CSP.

Starting Score Myfico EQ: 676 08/11/2011
Current Score: Citi EQ Pull: 745 Walmart TU08: 750 AMEX EX Pull: 745 1/21/2013 Goal Score: 780+
Hover over image to see limits
NPSL$1,000$9,500$9,500$5,000$5,000$5,500$6,500$5,300$9,000$5,500$4,200$1,200$1,900$1,600
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