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CSP $95/125 AF?

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Feather_Hat
Established Member

Re: CSP $95/125 AF?

i can't find $125 AF version CSP .. where can i find it?

and what's the biggest differnce ? in bounus ? travel?

Message 11 of 20
Haroon
New Contributor

Re: CSP $95/125 AF?

The 50k point offer was a really good deal but you can't get it any more.  Plus you know in a year or so they will raise every ones af to 125 now that they know people will 

Pay lol.

Message 12 of 20
FinStar
Moderator Emeritus

Re: CSP $95/125 AF?


@Haroon wrote:

The 50k point offer was a really good deal but you can't get it any more.  Plus you know in a year or so they will raise every ones af to 125 now that they know people will Pay lol.


There is no proof of this.  At this point it s a targeted offer.  What is your source of such info?

Message 13 of 20
Kenny
Moderator Emeritus

Re: CSP $95/125 AF?


@FinStar wrote:

@Haroon wrote:

The 50k point offer was a really good deal but you can't get it any more.  Plus you know in a year or so they will raise every ones af to 125 now that they know people will Pay lol.


There is no proof of this.  At this point it s a targeted offer.  What is your source of such info?


Surprise! There is no proof. Imagine that! There are people in this world that post on the internet who just give their opinions? Shocking. Not everything posted has to or is based on fact. 

 

As you know, it's just his opinion and we all know about those....

Message 14 of 20
FutureBillionaire
Established Contributor

Re: CSP $95/125 AF?


@FinStar wrote:

@KennyS2006 wrote:

@longtimelurker wrote:

@KennyS2006 wrote:
Sounds terrible if you plan on keeping it after the sign up bonus.

Not really.  The additional bonus was 10K UR.  As some people value a UR around 2c, this is $200 extra, and the annual fee is $30 more.   So from that view, keeping it for 6 years would still leave you ahead.


Well, you go ahead and have fun doing that. Smiley Wink


For anyone with disposable income, and as longtimelurker pointed out, the $125 AF is really a drop in the bucket and still retaining a positive value on the card in the long term.


$125 isn't a drop in the bucket.  I can get great rewards with cards that don't have annual fees.  Don't let these companies fool you.

Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
Message 15 of 20
FinStar
Moderator Emeritus

Re: CSP $95/125 AF?


@KennyS2006 wrote:

@FinStar wrote:

@Haroon wrote:

The 50k point offer was a really good deal but you can't get it any more.  Plus you know in a year or so they will raise every ones af to 125 now that they know people will Pay lol.


There is no proof of this.  At this point it s a targeted offer.  What is your source of such info?


Surprise! There is no proof. Imagine that! There are people in this world that post on the internet who just give their opinions? Shocking. Not everything posted has to or is based on fact. 

 

As you know, it's just his opinion and we all know about those....


FYI - asking for the source is a VALID opinion as well - unless this is just a "rumor", then valid sources can still count... last time I checked.  BTW, thanks for pointing out the obvious Kenny.

Message 16 of 20
Kenny
Moderator Emeritus

Re: CSP $95/125 AF?


@FinStar wrote:

@KennyS2006 wrote:

@FinStar wrote:

@Haroon wrote:

The 50k point offer was a really good deal but you can't get it any more.  Plus you know in a year or so they will raise every ones af to 125 now that they know people will Pay lol.


There is no proof of this.  At this point it s a targeted offer.  What is your source of such info?


Surprise! There is no proof. Imagine that! There are people in this world that post on the internet who just give their opinions? Shocking. Not everything posted has to or is based on fact. 

 

As you know, it's just his opinion and we all know about those....


FYI - asking for the source is a VALID opinion as well - unless this is just a "rumor", then valid sources can still count... last time I checked.  BTW, thanks for pointing out the obvious Kenny.


NP. Smiley Wink 

Message 17 of 20
FinStar
Moderator Emeritus

Re: CSP $95/125 AF?


@FutureBillionaire wrote:

@FinStar wrote:

@KennyS2006 wrote:

@longtimelurker wrote:

@KennyS2006 wrote:
Sounds terrible if you plan on keeping it after the sign up bonus.

Not really.  The additional bonus was 10K UR.  As some people value a UR around 2c, this is $200 extra, and the annual fee is $30 more.   So from that view, keeping it for 6 years would still leave you ahead.


Well, you go ahead and have fun doing that. Smiley Wink


For anyone with disposable income, and as longtimelurker pointed out, the $125 AF is really a drop in the bucket and still retaining a positive value on the card in the long term.


$125 isn't a drop in the bucket.  I can get great rewards with cards that don't have annual fees.  Don't let these companies fool you.


It depends on the individual and whether they see a value in having the card and if the AF justifies such value.  Your line up includes BCP and CSP, so while you may obtain great rewards with CCs without AFs, then you must see some value for having both CSP/BCP.

Message 18 of 20
Haroon
New Contributor

Re: CSP $95/125 AF?

@finstar just FYI ( which means for your informationany "lol" is an abbreviation which means laugh out loud.  When a sentence on the Internet ends with "lol" it should not be taken as a fact, it is meant as a joke.

Message 19 of 20
FinStar
Moderator Emeritus

Re: CSP $95/125 AF?

Thanks for the FYI (lol) clarification Haroon. 

Message 20 of 20
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