Reply
Moderator
09Lexie
Posts: 25,030
Registered: ‎09-13-2012
0

Re: CSP? BCP? MB? Ritz?

Yes, multiple apps will cancel out with Amex. They will probably allow the first to be processed , then you would have to wait 5 days in between apps -if they are within the same group....ie apping for two charge cards or revolvers.
New Member
HunterAX61
Posts: 18
Registered: ‎06-12-2010
0

Re: CSP? BCP? MB? Ritz?

Well Chase Card Services said my new CSP limit is 19K!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! WHAT!!!!! Do you think that's why they said 7-10 on Ritz?

 

 

AMEX Fraud department was less than stellar, she said she could see no apps pending and to try calling back tomorrow when new accounts can assist. She said if it was suspected Fraud tomorrow they would review with them first. The rudeness again with AMEX! :smileymad:

 

 

I wonder if I can split my CSP CL with Ritz?:smileytongue: I have never had any relationship with Chase, I am shocked they would give me that much. I had a CD back in the 90s early part with them, but they were BankOne. 

 

I hope Penfed and Barclays don't get "worried" though I don't see why they would....3 INQ+2 on EX and 6 on TU now? Assuming....

 

 

Thanks guys!!!! Reports are relocked tomorrow!!! That's an itchy finger! 

Regular Contributor
colinstu
Posts: 161
Registered: ‎06-22-2013
0

Re: CSP? BCP? MB? Ritz?


HunterAX61 wrote:

Well Chase Card Services said my new CSP limit is 19K!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! WHAT!!!!! Do you think that's why they said 7-10 on Ritz?

 

 

AMEX Fraud department was less than stellar, she said she could see no apps pending and to try calling back tomorrow when new accounts can assist. She said if it was suspected Fraud tomorrow they would review with them first. The rudeness again with AMEX! :smileymad:

 

 

I wonder if I can split my CSP CL with Ritz?:smileytongue: I have never had any relationship with Chase, I am shocked they would give me that much. I had a CD back in the 90s early part with them, but they were BankOne. 

 

I hope Penfed and Barclays don't get "worried" though I don't see why they would....3 INQ+2 on EX and 6 on TU now? Assuming....

 

 

Thanks guys!!!! Reports are relocked tomorrow!!! That's an itchy finger! 


Awesome CL! I was imaginging atleast a 10k CL for you, possibly 15k... but 19? Good job!

 

Rudeness? Sounds like protocol for Amex... let the dust settle and address it this morning. 3 apps to one company in one night will get any CC issuer suspicious. 

 

I hear people moving CLs around between Slate/CSP/CS/Freedom with no problem... not sure with the Ritz card. 

 

Barclays for me hasn't gotten worried when I apped for Discover and Amex, and all the CLIs I've had... 

 

Why lock your reports? 

TU FICO 8/14 743 | EQ FICO 6/13 724 | EX FICO ??? | CS FAKO 6/14 747
Chase Freedom $4,000 | Chase Amazon Rewards $3,500 | Amex BCE $3,200 | Citi Forward $2,500 | Barclaycard Rewards $2,000 | Discover IT $1,300 | Capital One Quicksilver $1,250
Want: SallieMae WMC
New Member
HunterAX61
Posts: 18
Registered: ‎06-12-2010
0

Re: CSP? BCP? MB? Ritz?

Peace of Mind, 4 years ago when I joined Myfico someone opened a MBNA/Bank of America card in my name, BOFA was less than helpful to say the least! The fraud specialist at Transunion recommended I do it, and I could get it for free, just made me follow the appropriate law enforcement report etc. So while its never been attempted again , I just have set them all to remain locked..I would have though they would put F/A on them too but no, just freeze. 

 

 

Yes I read the board about that but couldnt find anyone moving from CSP or Slate to a Brand Card...If not I did OK. :smileyhappy:

 

thanks Colln! Lex, everyone else!!!! GOOD SUNDAY!!!

Moderator
09Lexie
Posts: 25,030
Registered: ‎09-13-2012
0

Re: CSP? BCP? MB? Ritz?

Congratulations on your CL. Amex is best to call during business hours unless you are a cardmember IMO. I am sorry your experience has been bad with them but I must say in my almost 30 years, my experiences have been quite pleasant.
Regular Contributor
dilettante
Posts: 223
Registered: ‎09-18-2013
0

Re: CSP? BCP? MB? Ritz?

You can easily move CL amounts from any Chase/JP Morgan cards whether or not they are co-branded. I have moved limits between Ritz, Marriott, CSP, Freedom without any problem.

New Member
HunterAX61
Posts: 18
Registered: ‎06-12-2010
0

Re: CSP? BCP? MB? Ritz?

Update!!

 

 

AMEX- Approved PRG Charge and BCP-10K Denied Mercedes Revolver, wait 6 months is what she advised 

 

Chase/Ritz- 7.5K 

 

I AM SHOCKED!!!!!!!!!!!!!!!!!  The analyst didnt even mention taking limit from CSP!

 

Thanks again Lex, Cotu, etc!!!! Lex you were correct about the 7-10 day and AMEX fraud! I will need that garden membership very soon!!!

Moderator
09Lexie
Posts: 25,030
Registered: ‎09-13-2012
0

Re: CSP? BCP? MB? Ritz?

Congratulations!!! Sorry about the MB...you'll get it next time!
New Member
HunterAX61
Posts: 18
Registered: ‎06-12-2010
0

Re: CSP? BCP? MB? Ritz?

I got the two I really wanted BCP with decent limit plus as you stated 3XCLI at 60 days. How do I join the garden?

Moderator
09Lexie
Posts: 25,030
Registered: ‎09-13-2012
0

Re: CSP? BCP? MB? Ritz?

Just drop in and say hello in the Garden Thread. We will take it from there.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+