CSP CLD

[bigblue7722]

Credit karma tells me I have 1inq on my tu report Lol I wish that was the case. I probably have like 10.

[js0319]

CK is also notorious for removing and then adding back INQ's, which also affects your FAKO - if you pay any attention to it. 

[Anonymous]

CK has been spot on for me with inquiries. Matches up to my CS and dispute checks.

[bigblue7722]

Ck used to be spot on with the inq. But about a couple months ago all of them disappeared then when I applied for my Barclay's card a month ago it showed up

[Anonymous]

My CK is all over the place, accounts removed and then appearing again, CK shows a 50 point difference compare to what i have here on myFICO. Back when they used a different scoring model it was more or less the same to my actual scores, but now that they switched to Vantage score, its not even close to my Fico scores.

[Anonymous]

They used to use "New account score"

[Anonymous]

CK has all my accounts listed and yet it shows me 1.7 AAOA, yet when i pulled my report from Equifax just now it says my average account age is 2 years and 4 months,

[Anonymous]

CK discounts closed accounts apparently.

[Anonymous]

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@Anonymous wrote:
They used to use "New account score"

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That one used to be accurate to a range of +/- 5 points to myFICO score.

[Anonymous]

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@Anonymous wrote:
CK discounts closed accounts apparently.

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So which AAOA is my actual one that i should go by 1.7 or 2.4?

because if 2.4 years is my actual AAOA, i better update my siggy then.