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I've had my CSP a little over 1yr but havent been using for the past 6mo because I'm putting everything on my Barclay Arrival. However, Chase keep sending me these 12mo 0% apr checks for my CL (15k) that I'm thinking on using for a large biz purchase, questions:
1- Are there other issuers that are known to do that?
2- Is it possible to get a soft CLI on the CSP? I want see If I can get an even higher CL to use with these checks.
Thanks!
1. Known to do what? Generally using your personal CC for biz is frowned upon if that's what you mean.
2. No - Chase is HP always unless it's auto.
Also consider the BT fee when figuring out if you want to use them. I always wait for the checks with 1% BT rates.
@Jlu wrote:1. Known to do what? Generally using your personal CC for biz is frowned upon if that's what you mean.
2. No - Chase is HP always unless it's auto.
Also consider the BT fee when figuring out if you want to use them. I always wait for the checks with 1% BT rates.
Known to offer 0% checks like Chase.
The ones I'm receiving from Chase have no BT or any other fees, I can write a check to myselft and deposit on my account without any fees, therefore no Biz transactions on it.
@lexrjSD wrote:
@Jlu wrote:1. Known to do what? Generally using your personal CC for biz is frowned upon if that's what you mean.
2. No - Chase is HP always unless it's auto.
Also consider the BT fee when figuring out if you want to use them. I always wait for the checks with 1% BT rates.
Known to offer 0% checks like Chase.
The ones I'm receiving from Chase have no BT or any other fees, I can write a check to myselft and deposit on my account without any fees, therefore no Biz transactions on it.
Almost every creditor I deal with has offered me BT checks. None of them have given me 0% APR AND 0% BT fee - it's always one or the other. The best deal I get is through Barclays which is 18mos 0% w/ the greater of 1% fee or $5. That's pretty cool you got that offer but make sure it's the real deal before using them.