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i think I'm setting my sights on the CSP for a future app. Are there income requirements? For those who have been approved what incomes did you have?
I'm pretty sure a score of 700 or better is probably required too.
I've had the Freedom since 2012 and i really like Chase so far
i'm very interested in the CSP now too. I was going to apply for Amex BCP or BSP on Monday, but now that I look at the benefits of Amex.....Chase CSP seems better.
I am trying to find out more information about its warranty protection, purchase protection and retail return service though. There's no info anywhere!
If you have info on that, please let me know.
As for income, from what I have seen, my guess is that it is a visa signature card, since it has those benefits, and the approved CL i have seen are all >=5K.
I dont think there's a minimum income you need......just any income to prove that you can support 5k worth of CL will work.
Sometimes they get a little worried and say you have too much CL relative to your income. If so, offer to decrease CL on some cards or close out some cards I suppose.
55k here when I was approved.
About two weeks ago I had a conversation regarding the CSP with a Chase Credit Analyst.
She told me they have no hard set mandatory minimum which they are willing to disclose, but that she had approved CSP cards as low as 30K recently and that it really depends upon the overall credit picture. Number of accounts, balances, AAoA etc etc.
The "Which we are able to disclose" indicates that there is some sort of floor in place though they have flexibility too.
Dunno if that helps anyone or not, but that is what they told me and I called the backdoor thread number.
thanks for the feedback..i may try later to get limit on my Freedom increased to 5k before applying for CSP. I only have two cards over 5k (both with NFCU)..maybe having one with Chase before applying may work in my favor
got in at 55k friend got in at 39k
if your a chase checking customer state it on a recon or app cause this will help to getting one. also if you don't have one remember to check ebay for checking coupons $200 free money.