OK, I'm back. I got the card in mid-January and ordered a $1800 clarinet that put me over the $4K requirement right away. I still haven't received the item and was told it would be 4 months before I'd get it. I called CSP customer service and put in a dispute. They said I was currently $250 away from the $4000 spending requirement for the bonus I already used and have over a month to get it if I get my money back. They said I wouldn't be charged right away unless I'm under $4K spending in mid-April.
Just a heads up for anyone who have had to return an item in this situation. I already used the points. I use the card everyday for dining and will be traveling next week. I should be able to spend the $250 fairly quickly if I don't use other cards for their little perks. Balance is $50 on the card at the moment.
Hope everyone is OK here in myfico land.
