CSP cli at activation

Anonymous · ‎07-20-2016

Noticed that when I was approved for 5K, on the approval page it said at the bottom "If you'd like a different credit line, you can discuss your options with a CSR by calling the number on the back of the card."

Has anyone had luck with this, should I give it a try?

kdm31091 · ‎07-20-2016

@Anonymous wrote:
Noticed that when I was approved for 5K, on the approval page it said at the bottom "If you'd like a different credit line, you can discuss your options with a CSR by calling the number on the back of the card."

Has anyone had luck with this, should I give it a try?

It's just a fancy way of saying you can request a HP CLI. You can certainly attempt it, but it's no more guaranteed than at any other point of card membership.

Anonymous · ‎07-20-2016

@kdm31091 wrote:
@Anonymous wrote:
Noticed that when I was approved for 5K, on the approval page it said at the bottom "If you'd like a different credit line, you can discuss your options with a CSR by calling the number on the back of the card."

Has anyone had luck with this, should I give it a try?
It's just a fancy way of saying you can request a HP CLI. You can certainly attempt it, but it's no more guaranteed than at any other point of card membership.

Always another HP for sure ?

longtimelurker · ‎07-20-2016

I believe they say it to everyone, so yes, almost certainly it would be a standard HP CLI request

Closingracer99 · ‎07-21-2016

Which is why I have never asked for a CLI on any of my chase cards which are also little used until recently when they started to offer 5% CB on the Freedom at Costco . Can't use my daily driver so its the next best thing.

My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740

takeshi74 · ‎07-21-2016

Most don't seem to have much luck with requested CLI's at Chase at any time. You do need to always consider the source though. A lot of people on myFICO are building or rebuilding. If you think your credit profile supports a higher limit then request the CLI. However, Chase wouldn't have issued a $5K limit if they were comfortable with extending more to you.