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Established Contributor
Posts: 586
Registered: ‎02-22-2011
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CSP increase too soon??

Lately, i've just been stuck on trying to increase my limits.lol. I just got my CSP about a week ago. Approved for 5k. How long should I wait till I ask for a CLI (SP of course)? I want to have a CC thats AT THE VERY LEAST, 7k. But i'm aiming for the 5 digits though.

CL-5kNPSLCL-3.6kCL-4kCL-7.5kCL-7kCL 7.9kCL-4.2k
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New Contributor
Posts: 103
Registered: ‎02-19-2013
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Re: CSP increase too soon??

With Chase you're pretty much guaranteed a HP for a CLI.

Established Contributor
Posts: 586
Registered: ‎02-22-2011
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Re: CSP increase too soon??

they don't do automatic CLI or SP's??!!

CL-5kNPSLCL-3.6kCL-4kCL-7.5kCL-7kCL 7.9kCL-4.2k
GARDENING SINCE 07/13/13
Moderator
Posts: 27,207
Registered: ‎09-13-2012
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Re: CSP increase too soon??

The title is cracking me up! Yes, it's too soon!

Shaking my head!

New Contributor
Posts: 103
Registered: ‎02-19-2013
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Re: CSP increase too soon??


zeusta20 wrote:

they don't do automatic CLI or SP's??!!


Rarely...definitely don't expect one. My dad has a 10 year old Chase card PIF every month never had an auto CLI. Called in recently for CLI it was a HP.

Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
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Re: CSP increase too soon??

don't even bother, just app for a new card take the bonus keep it for a year and reallocate the limit onto your csp.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Established Contributor
Posts: 586
Registered: ‎02-22-2011
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Re: CSP increase too soon??


09Lexie wrote:
The title is cracking me up! Yes, it's too soon!

Shaking my head!


what?! Just saying! lol. I've been seeing all these posts about CLI's and i'm just like, alright, I need to get on with the program. I got an increase already through my Citi card, but I need more. I've pretty much contacted all my other credit card companies except for Chase and amex (Obviously since its a charge card).lol. WF said that they'd have to review it, and I should receive a letter in the mail with how much they were able to approve me for IF they approve me fore anything. I asked for 7k.

CL-5kNPSLCL-3.6kCL-4kCL-7.5kCL-7kCL 7.9kCL-4.2k
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Established Contributor
Posts: 586
Registered: ‎02-22-2011
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Re: CSP increase too soon??

dammit! well, there goes my plan.


CreditAce wrote:

zeusta20 wrote:

they don't do automatic CLI or SP's??!!


Rarely...definitely don't expect one. My dad has a 10 year old Chase card PIF every month never had an auto CLI. Called in recently for CLI it was a HP.


 

CL-5kNPSLCL-3.6kCL-4kCL-7.5kCL-7kCL 7.9kCL-4.2k
GARDENING SINCE 07/13/13
Established Contributor
Posts: 586
Registered: ‎02-22-2011
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Re: CSP increase too soon??


distantarray wrote:

don't even bother, just app for a new card take the bonus keep it for a year and reallocate the limit onto your csp.


hmmm, thats not a bad idea. I think I may do that. I'm in the garden though! I was looking for SP's!! lol.

CL-5kNPSLCL-3.6kCL-4kCL-7.5kCL-7kCL 7.9kCL-4.2k
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Re: CSP increase too soon??

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