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CSP increase too soon??

Established Contributor

CSP increase too soon??

Lately, i've just been stuck on trying to increase my limits.lol. I just got my CSP about a week ago. Approved for 5k. How long should I wait till I ask for a CLI (SP of course)? I want to have a CC thats AT THE VERY LEAST, 7k. But i'm aiming for the 5 digits though.

Bank of America Cash Rewards Visa Sig-15k
Chase Sapphire Reserve Visa Infinite-10k
Chase Freedom-4k
1st Financial Bank USA-11.4k
USAA Amex-7.5k
USAA Visa Sig-7k
Citi Thank you Preferred-4.8k
Citi Diamond-2k
Amex Gold-NPSL

FICO8-11/2017
EX: 737
EQ: 722
TU: 735
Message 1 of 59
58 REPLIES
New Contributor

Re: CSP increase too soon??

With Chase you're pretty much guaranteed a HP for a CLI.

Message 2 of 59
Established Contributor

Re: CSP increase too soon??

they don't do automatic CLI or SP's??!!

Bank of America Cash Rewards Visa Sig-15k
Chase Sapphire Reserve Visa Infinite-10k
Chase Freedom-4k
1st Financial Bank USA-11.4k
USAA Amex-7.5k
USAA Visa Sig-7k
Citi Thank you Preferred-4.8k
Citi Diamond-2k
Amex Gold-NPSL

FICO8-11/2017
EX: 737
EQ: 722
TU: 735
Message 3 of 59
Moderator Emerita

Re: CSP increase too soon??

The title is cracking me up! Yes, it's too soon!

Shaking my head!

Message 4 of 59
New Contributor

Re: CSP increase too soon??


zeusta20 wrote:

they don't do automatic CLI or SP's??!!


Rarely...definitely don't expect one. My dad has a 10 year old Chase card PIF every month never had an auto CLI. Called in recently for CLI it was a HP.

Message 5 of 59
Established Contributor

Re: CSP increase too soon??

don't even bother, just app for a new card take the bonus keep it for a year and reallocate the limit onto your csp.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 6 of 59
Established Contributor

Re: CSP increase too soon??


09Lexie wrote:
The title is cracking me up! Yes, it's too soon!

Shaking my head!


what?! Just saying! lol. I've been seeing all these posts about CLI's and i'm just like, alright, I need to get on with the program. I got an increase already through my Citi card, but I need more. I've pretty much contacted all my other credit card companies except for Chase and amex (Obviously since its a charge card).lol. WF said that they'd have to review it, and I should receive a letter in the mail with how much they were able to approve me for IF they approve me fore anything. I asked for 7k.

Bank of America Cash Rewards Visa Sig-15k
Chase Sapphire Reserve Visa Infinite-10k
Chase Freedom-4k
1st Financial Bank USA-11.4k
USAA Amex-7.5k
USAA Visa Sig-7k
Citi Thank you Preferred-4.8k
Citi Diamond-2k
Amex Gold-NPSL

FICO8-11/2017
EX: 737
EQ: 722
TU: 735
Message 7 of 59
Established Contributor

Re: CSP increase too soon??

dammit! well, there goes my plan.


CreditAce wrote:

zeusta20 wrote:

they don't do automatic CLI or SP's??!!


Rarely...definitely don't expect one. My dad has a 10 year old Chase card PIF every month never had an auto CLI. Called in recently for CLI it was a HP.


 

Bank of America Cash Rewards Visa Sig-15k
Chase Sapphire Reserve Visa Infinite-10k
Chase Freedom-4k
1st Financial Bank USA-11.4k
USAA Amex-7.5k
USAA Visa Sig-7k
Citi Thank you Preferred-4.8k
Citi Diamond-2k
Amex Gold-NPSL

FICO8-11/2017
EX: 737
EQ: 722
TU: 735
Message 8 of 59
Established Contributor

Re: CSP increase too soon??


distantarray wrote:

don't even bother, just app for a new card take the bonus keep it for a year and reallocate the limit onto your csp.


hmmm, thats not a bad idea. I think I may do that. I'm in the garden though! I was looking for SP's!! lol.

Bank of America Cash Rewards Visa Sig-15k
Chase Sapphire Reserve Visa Infinite-10k
Chase Freedom-4k
1st Financial Bank USA-11.4k
USAA Amex-7.5k
USAA Visa Sig-7k
Citi Thank you Preferred-4.8k
Citi Diamond-2k
Amex Gold-NPSL

FICO8-11/2017
EX: 737
EQ: 722
TU: 735
Message 9 of 59
Moderator Emerita

Re: CSP increase too soon??

Message 10 of 59