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CSP increase too soon??

Established Contributor

Re: CSP increase too soon??

Someone needs to be popped on the hand.  Yes it to soon, and from looks of your sig this is your highest limit card right now. 



TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!


Message 11 of 59
Moderator Emerita

Re: CSP increase too soon??

Message 12 of 59
Established Contributor

Re: CSP increase too soon??

Because...want to have high CL's. I want to be able to have a 10k limit, 17k, etc. lol. I just feel like 5k is too little to me.

Bank of America Cash Rewards Visa Sig-15k
Chase Sapphire Reserve Visa Infinite-10k
Chase Freedom-4k
1st Financial Bank USA-11.4k
USAA Amex-7.5k
USAA Visa Sig-7k
Citi Thank you Preferred-4.8k
Citi Diamond-2k
Amex Gold-NPSL

FICO8-11/2017
EX: 737
EQ: 722
TU: 735
Message 13 of 59

Re: CSP increase too soon??


zeusta20 wrote:

Because...want to have high CL's. I want to be able to have a 10k limit, 17k, etc. lol. I just feel like 5k is too little to me.


Getting something because you want to have vs what you need especially with credit cards seems a quick way to ruin.

Scores:

3/9/13 FICO:
EQ - 743
TU - 763
EX(CreditInform FAKO) - 768
Message 14 of 59
Super Contributor

Re: CSP increase too soon??

Lol 

 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 15 of 59
New Contributor

Re: CSP increase too soon??


PaperOrPlastic wrote:

zeusta20 wrote:

Because...want to have high CL's. I want to be able to have a 10k limit, 17k, etc. lol. I just feel like 5k is too little to me.


Getting something because you want to have vs what you need especially with credit cards seems a quick way to ruin.


+1. You have some nice CLs already and the NPSL in case you ever need it. Getting limits that high requires high income and very good credit which takes a long time to build.

Message 16 of 59
Moderator Emerita

Re: CSP increase too soon??

@zeusta - ok, so you don't 'need' it just want it. Haven't you heard the old saying, 'good things happen to those who wait' ?
Message 17 of 59
Established Contributor

Re: CSP increase too soon??


zeusta20 wrote:

Because...want to have high CL's. I want to be able to have a 10k limit, 17k, etc. lol. I just feel like 5k is too little to me.



find a way to sneak into navy federal then Smiley Tongue


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 18 of 59
Moderator Emerita

Re: CSP increase too soon??

Message 19 of 59
Established Contributor

Re: CSP increase too soon??


09Lexie wrote:
Don't encourage her...lol

lol selling pretend roommate option Smiley Wink bidding starts at $1 ! hehe jk


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 20 of 59