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Frequent Contributor
Posts: 469
Registered: ‎03-05-2013
0

CSP is awesome!!!!

I saw quite a few people discussing the merits of the CSP a little while back. Many were stating that unless you spend 30-40K a year it's a bad card but I disagree. I'm still in grad school so I don't spend that much but I had to buy suits for my job this summer. Kohls had some good deals and my wife has a Kohls card so we saved 15% on everything. I went to the UR mall and they have a 10x points promotion on Kohls plus another 15% off coupon code. I ended up buying $2100 worth of suits, ties, shirts, pants, shoes and a new watch. I paid less than $1550. With that spend I had enough points to get a BA flight from London to Rome. I checked on the BA website and that flight would have ran me over $400. Me and my wife planned to fly from London to Rome this summer and now we have one of the flights free, for spending 1.5k. If that's not worth a $95 annual fee I don't know what is. 

Last App March 23, 2015. Gardening until November 25, 2015
Current Score: 766 EX 734 EQ 780 TU 6/30/2015Starting Score/Goal Score: 580s/780s across the board
Valued Member
Posts: 313
Registered: ‎04-25-2013
0

Re: CSP is awesome!!!!


unc0mm0n1 wrote:

I saw quite a few people discussing the merits of the CSP a little while back. Many were stating that unless you spend 30-40K a year it's a bad card but I disagree. I'm still in grad school so I don't spend that much but I had to buy suits for my job this summer. Kohls had some good deals and my wife has a Kohls card so we saved 15% on everything. I went to the UR mall and they have a 10x points promotion on Kohls plus another 15% off coupon code. I ended up buying $2100 worth of suits, ties, shirts, pants, shoes and a new watch. I paid less than $1550. With that spend I had enough points to get a BA flight from London to Rome. I checked on the BA website and that flight would have ran me over $400. Me and my wife planned to fly from London to Rome this summer and now we have one of the flights free, for spending 1.5k. If that's not worth a $95 annual fee I don't know what is. 


Way to use it!!! 

In my Snoopy holder: NFCU Flagship Sig Visa-- $11K | Chase Freedom -- $2500 | AMEX BCE -- $2000 | Amazon Visa -- $2000 | Discover It $1500| Old Navy Visa -- $1000 | Target Red Card -- $300

TU (Disc Pull 4/29/13) -- 752 | AmexEQ (6/13/13) -- 728 | AmexEXP-- 737 | AmexTU-- 737 (5/28/13)
Goals: 740 EQ/EXP/TU
Gardening until 12/3/13 -- or longer
Frequent Contributor
Posts: 469
Registered: ‎03-05-2013
0

Re: CSP is awesome!!!!

Also I still get 7% on those 15300 points which is over 1000 additional points at the end of the year. The CSP is a great card.

Last App March 23, 2015. Gardening until November 25, 2015
Current Score: 766 EX 734 EQ 780 TU 6/30/2015Starting Score/Goal Score: 580s/780s across the board
Valued Member
Posts: 313
Registered: ‎04-25-2013
0

Re: CSP is awesome!!!!

Don't tempt me. LOL.

 

Great job again.

In my Snoopy holder: NFCU Flagship Sig Visa-- $11K | Chase Freedom -- $2500 | AMEX BCE -- $2000 | Amazon Visa -- $2000 | Discover It $1500| Old Navy Visa -- $1000 | Target Red Card -- $300

TU (Disc Pull 4/29/13) -- 752 | AmexEQ (6/13/13) -- 728 | AmexEXP-- 737 | AmexTU-- 737 (5/28/13)
Goals: 740 EQ/EXP/TU
Gardening until 12/3/13 -- or longer
Senior Contributor
Posts: 7,495
Registered: ‎01-05-2013
0

Re: CSP is awesome!!!!

Sweet deal.

Established Contributor
Posts: 665
Registered: ‎08-02-2011
0

Re: CSP is awesome!!!!

Good job!
TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
Frequent Contributor
Posts: 469
Registered: ‎03-05-2013
0

Re: CSP is awesome!!!!

[ Edited ]

Thanks. I'm just trying to dispel the oft repeated myth that you have to spend like crazy to get value from the CSP.

Last App March 23, 2015. Gardening until November 25, 2015
Current Score: 766 EX 734 EQ 780 TU 6/30/2015Starting Score/Goal Score: 580s/780s across the board
Valued Member
Posts: 313
Registered: ‎04-25-2013
0

Re: CSP is awesome!!!!


unc0mm0n1 wrote:

Thanks. I'm just trying to dispel the oft repeated myth that you have to spend like crazy to get value from the CSP.


Well, for spending something you were going to spend anyway, you saved money and a good chunk of it, at that. 

In my Snoopy holder: NFCU Flagship Sig Visa-- $11K | Chase Freedom -- $2500 | AMEX BCE -- $2000 | Amazon Visa -- $2000 | Discover It $1500| Old Navy Visa -- $1000 | Target Red Card -- $300

TU (Disc Pull 4/29/13) -- 752 | AmexEQ (6/13/13) -- 728 | AmexEXP-- 737 | AmexTU-- 737 (5/28/13)
Goals: 740 EQ/EXP/TU
Gardening until 12/3/13 -- or longer
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: CSP is awesome!!!!


unc0mm0n1 wrote:

I saw quite a few people discussing the merits of the CSP a little while back. Many were stating that unless you spend 30-40K a year it's a bad card but I disagree. I'm still in grad school so I don't spend that much but I had to buy suits for my job this summer. Kohls had some good deals and my wife has a Kohls card so we saved 15% on everything. I went to the UR mall and they have a 10x points promotion on Kohls plus another 15% off coupon code. I ended up buying $2100 worth of suits, ties, shirts, pants, shoes and a new watch. I paid less than $1550. With that spend I had enough points to get a BA flight from London to Rome. I checked on the BA website and that flight would have ran me over $400. Me and my wife planned to fly from London to Rome this summer and now we have one of the flights free, for spending 1.5k. If that's not worth a $95 annual fee I don't know what is. 


That is awesome!!! WTG!!!

 

This is one of my wish list cards! Smiley Happy




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
0

Re: CSP is awesome!!!!

I LOVE MY CSP!!! Smiley Very Happy

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
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