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CSP or CS?

Valued Contributor

CSP or CS?

not apping just looking what would be worth the better if i have the freedom + checking combo? is it really a good card?


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
5 REPLIES
Established Contributor

Re: CSP or CS?

This is my thought.. use freedom for 5% categories then transer them to CSP and use it for travel or get extra 7% on top of rewaards earned.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Established Contributor

Re: CSP or CS?

If you want to be able to transfer points to partner programs, pay alot of forex fees, spend a lot on travel, or use points for travel frequently, the Sapphire Preferred may be right for you.  It makes Freedom's points a lot more valuable because you can combine points and transfer them or get the discounted rate on pay with points, so you have to consider that.  I also have to say, the regular Sapphire doesn't bring much to the table over the Freedom/checking combo, it would only make sense to use it on dining purchases of $10 or more and you get no extra benefits.

FICOs (2/24/12): EX 752, EQ 740
Chase Sapphire Preferred, Freedom; American Express PR Gold, Blue Cash Everyday
Frequent Contributor

Re: CSP or CS?


afbar1114 wrote:

not apping just looking what would be worth the better if i have the freedom + checking combo? is it really a good card?


Get the CSP for the 40,000 point sign-up bonus and PC to the CS before the annual fee hits in a year.

Valued Contributor

Re: CSP or CS?

Im going to ask for a cli on my freedom first. I am looking to buy a ring any ways

In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Valued Contributor

Re: CSP or CS?

Or get csp and buy ring since it will take up most of $3k

In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30