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Hi all,
First time user here. Just wanted to thank the community here about the info. I'm a foreigner working in the US for the past couple of years, so kinda new to this credit score system. I do have credit cards but I have never put too much emphasis on the importance of building and managing my credit score.
I applied for CSP just before labor day. When I wanted to know how can I check my application status, I saw there's no official way to do so. After googling, I came across this great forum. Using the backdoor numbers, I got a live person telling me that my application was denied. While I'm not sure about my current accurate score, I know it should be a good one. Taking into account the suggestions on recon, I asked them to take another look at it, and was approved instantly for 10k CL (not my largest CL but still nice). The reason for my initial decline was b/c I applied and were approved for Chase Amtrak card 3 weeks ago (for work) and apparently the computer doesn't like multiple application is such a short notice
If it wasn't for the info here, I'd probably gotten a decline letter in 10 days, absorb the hurt of the inquiry on my report, and live on (like I did twice in the past for toy cc).
Congrats on your approval and welcome to the forum
Congrats!
Congratulations! Nice CL!
That's great news! This forum has helped me in the very same way, glad you had good success