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Super Contributor
enharu
Posts: 7,132
Registered: ‎02-27-2013
0

Re: CSP vs. TYPremier

[ Edited ]

I think there's one thing that everyone is missing.

You get 1 point as well for EACH mile you fly. Your spending has to match your flying.

So effectively, if you fly enough, it's at least a 2% everything card at the minimum, 3% for travel, 4% for dining and entertainment.

And free companion air ticket (domestic).

 

The Thank You Premier is a really good card if you can spend a lot, and fly a lot. 

If not, go with the CSP.

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Super Contributor
longtimelurker
Posts: 8,153
Registered: ‎04-22-2013
0

Re: CSP vs. TYPremier


enharu wrote:

I think there's one thing that everyone is missing.

You get 1 point as well for EACH mile you fly. Your spending has to match your flying.

So effectively, if you fly enough, it's at least a 2% everything card at the minimum, 3% for travel, 4% for dining and entertainment.

And free companion air ticket (domestic).

 

The Thank You Premier is a really good card if you can spend a lot, and fly a lot. 

If not, go with the CSP.

 


My reference to "flight miles" which is what Premier calls them was the reference to that!  

 

I think "Your spending has to match your flying" is perhaps the wrong way around.   More "Your flying has to be matched by your spending" for the flight points to become TYP, and the problem is that the spend has to be on the Premier, which currently doesn't have great rewards.

 

Is your 2,3,4% based on the possible new reward structure?  With the current rewards, this is often cited as 2.66% (because you can redeem 1 point = 1.33c)

Super Contributor
enharu
Posts: 7,132
Registered: ‎02-27-2013
0

Re: CSP vs. TYPremier

my calculations was based on the new reward structure. i did not factor in the 33% bonus when you redeem for travel, so that's an additional bonus. i forgot about that :smileysurprised:

for people who fly international routes often, these flight miles add up really quickly too

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).

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