CSP

[afinch1992]

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@bigbang91 wrote:

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@twist7d7 wrote:

What was your AAoA

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Assuming u asked me, 10 months

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wow, thats impressive for an approval. like everyones said its a full picture deal

[twist7d7]

This sounds good for me. im hopeing to get this card in 3 months or so. i want it before i go on summer trips.

[bigbang91]

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@twist7d7 wrote:

This sounds good for me. im hopeing to get this card in 3 months or so. i want it before i go on summer trips.

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It helps if you have banking relationship with Chase and have over 10k in the checking account at the time you apply. I use this tactic to get approved for my chase united card,even though at the time all i have on my credit profile was a WF secured card for 300$,still got approved. And within 6 months, i app 2 more cards with chase,all approved with total CLI now at 24k

[reverted]

I applied for the CSP last night was approved. I also wasn't pre-qualified for it but took the chance. I've had my Freedom card for 3 months and it's limit is over $5000. I believe they sometimes look for experience with a card with a limit over 5k.

My score at the time of app was around 710 for what it's worth.

[twist7d7]

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@reverted wrote:

I applied for the CSP last night was approved. I also wasn't pre-qualified for it but took the chance. I've had my Freedom card for 3 months and it's limit is over $5000. I believe they sometimes look for experience with a card with a limit over 5k.

My score at the time of app was around 710 for what it's worth.

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Thank you! How does your income stack up against mine?

[twist7d7]

would it be a good idea to app for Freedom in 3 months and then app for CSP in 9 months? I know the two cards are a great pair but i think i would use my discover It over the Freedom. if i app for the CSP and get declined can i swtich to the Freedom? that would be idea and take some of the stress out of it.

[reverted]

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@twist7d7 wrote:

would it be a good idea to app for Freedom in 3 months and then app for CSP in 9 months? I know the two cards are a great pair but i think i would use my discover It over the Freedom. if i app for the CSP and get declined can i swtich to the Freedom? that would be idea and take some of the stress out of it.

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I assume that it wouldn't hurt to have the Freedom and get your foot in the door prior to CSP, but YMMV. I app'd for the CSP because I'm doing some traveling in the coming months and some of it is international so I wanted a no FTF card. 

If you app for the CSP and get denied and want the Freedom, it's an entirely different application/HP AFAIK. 

[twist7d7]

I think my plans have changed (unless preaprovals change) is to get the freedom in 3 months. then use it for 9 months or so and get the CSP. Then I will have both and ive heard the two cards are a great pair. guess ill be using the amex gold for summer travels. 

[Lin55]

OP, here are my stats when I got approved exactly 1 month ago: http://ficoforums.myfico.com/t5/Credit-Card-App-Approvals/CSP-Approval-36-UTIL/td-p/2775893

Hopefully it will be of some help.

I was instantly approved for CSP and UA Explorer for $12K CL each on the same day with 1 HP.

ETA: I was not pre-approved for either card at the time of application.

[twist7d7]

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@Lin55 wrote:

OP, here are my stats when I got approved exactly 1 month ago: http://ficoforums.myfico.com/t5/Credit-Card-App-Approvals/CSP-Approval-36-UTIL/td-p/2775893

Hopefully it will be of some help.

I was instantly approved for CSP and UA Explorer for $12K CL each on the same day with 1 HP.

ETA: I was not pre-approved for either card at the time of application.

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That is helpful Thank you!